Overdraft Protection

Overdraft Protection
Sometimes we lose track of how much money we are spending. That is why Ascentra has created Overdraft Protection. We want to make sure you are covered when an expense arises. Members who have A+ Checking or Economy Checking can choose any of the below plans:

For members who qualify, Ascentra will advance a line of credit loan at no extra charge for the overdraft amount in $100.00 increments up to the credit line maximum.

Another plan allows our members to have money automatically transferred from their savings account in $100.00 increments into their checking accounts for a $5.00 per transfer fee.

To start Overdraft Protection:
  • Call us at 563-355-0152 or 800-426-5241, Ext. 1.
  • Stop in to any of our convenient locations as we would love to see you!

Courtesy Pay

When you open a checking account at Ascentra Credit Union you are automatically covered with Courtesy Pay! You do not need to sign up for Courtesy Pay as this is a benefit members automatically receive when they open their checking account. For each Courtesy Pay transaction there is a $29.50 transaction fee and you won’t suffer the embarrassment of returned checks or merchant fees! We’ve got you covered!