Rates

*These examples consider a purchase price of $225,000, with a 20% down payment, loan amount of $180,000 and term defined in chart (i.e., 30-year fixed rate mortgage loan, $180,000 loan, 360 monthly payments of $1,152.56, Annual Percentage Rate (APR) of 6.683%).  This does not include taxes and insurance. If taxes and insurance are included in your loan, your payment will be higher. The home loan rates and terms listed here are examples only and are subject to change without notice. Other terms and conditions apply. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. Example is for purchase only. For more information contact any Ascentra Credit Union mortgage expert at 563-355-0152.

Loan TypeTerm Rate            APR
5/1 Adjustable Rate Mortgage15, 20 or 30 Years6.750%6.884% APR
10/1 Adjustable Rate Mortgage15, 20 or 30 Years7.000%7.101% APR

*These examples consider a purchase price of $225,000, with a 20% down payment, and a loan amount of $180,000 and term defined in chart (i.e., 30-year adjustable rate 10/1 mortgage loan, $180,000 loan, 360 monthly payments of $1,167.48, Annual Percentage Rate (APR) of 7.101%).  The APR could increase after consummation.  This does not include taxes and insurance. If taxes and insurance are included in your loan, your payment will be higher. The home loan rates and terms listed here are examples only and are subject to change without notice. Other terms and conditions apply. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. The APR could increase after consummation.  Example is for purchase only. For more information contact any Ascentra Credit Union mortgage expert at 563-355-0152.

Rate Watch


Effective 4/16/2024