Planning To Go To College?
As your BFF (best financial friend), Ascentra offers supplemental private student loans through the Iowa Student Loan organization.
We work with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*
Partnership Advance Education and College Family Loan
The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.
- The Partnership Loan is for students and their cosigners.
- The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.
Reset Refinance Loan
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.
Tools and Tips to Help Minimize Borrowing
Take advantage of Iowa Student Loan’s free planning tools while planning for college and before applying for student loans to:
- Avoid overborrowing
- Explore jobs and potential earnings for graduates of specific majors.
- Estimate total college costs for four years of undergraduate students.
Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
About Iowa Student LoanIowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.
*Ascentra Credit Union is compensated by Iowa Student Loan for the referral of student loans.
Ascentra Mobile App
Today’s world requires being able to manage your accounts on the go. Ascentra’s Mobile app gives you that and more by providing a simple way to apply for a loan or credit card from wherever you are, whenever you need to.
No hidden fees. No surprises. No hassle. With the Ascentra Credit Card, what you see is what you get, which includes no annual fee, no balance transfer fee, AND low rates. We call that a win!
ScholarshipsCollege is expensive. Don't pass up the opportunity to earn free money through our Scholarship Program! Every year we give away $10,000 in scholarships to assist members planning to further their education. Don't wait to apply, one of the winners could be you!
Fixed Rate Mortgage10 & Done (10 Year Fixed)5.75View Mortgage Loans%
Vehicle LoansNew & Used Auto as Low as3.75View Vehicle Loans% APR
SavingsBase Share Savings Starting at0.05View Savings Accounts% APY
Credit CardsNo Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR
News Aug 29, 2022
Beth Grabin Hired as Chief Financial Officer of Ascentra Credit Union
News Aug 24, 2022
A Heartfelt Thank You...
Ascentra Cares Jul 12, 2022
Ascentra Credit Union Awards Ten $1,000 Scholarships to Student Members
Making Cents Jul 7, 2022
Credit Card Fraud: BIN Attacks
News Jul 1, 2022
News Jun 22, 2022
Ascentra Welcomes Two New Board Members
Making Cents Jun 6, 2022
Buying a New Home or Refinancing? Learn How We Can Help
News May 18, 2022
A Letter From Our CEO
Making Cents Apr 30, 2022
Romance Scams and Financial Fraud in Online Dating
Making Cents Apr 22, 2022
Financial Literacy: Budgeting, Spending and Maintaining your Finances
Making Cents Apr 20, 2022
Before Applying for a Student Loan
News Apr 14, 2022
Ascentra Credit Union Wins Three Diamond Awards in 2022 Competition
Making Cents Apr 14, 2022
Financial Literacy: Understanding Your Credit
Making Cents Apr 13, 2022
Summer Sun, Fun … And Money!
Making Cents Apr 12, 2022
Help Kids Get Money-Savvy
Making Cents Apr 11, 2022
What Newbie Home Buyers Need to Know