Credit Card
Ascentra Credit Card
With so many benefits, you'll love reading the fine print of the Ascentra Visa® Credit Card! Get the freedom to cover unexpected expenses with awesome perks and a new rewards program, CURewards!
Enjoy payment convenience through our mobile app, secure chip technology, mobile wallet compatibility and so many other features.
- No Annual Fee
- No Balance Transfer Fee*
- No Ridiculously High Rates - Rates as low as 9.88% APR** up to 17.88% APR, based on your creditworthiness.
- Low Balance Transfer Rate - 2.99% APR introductory rate for the first six months following the transfer.***
- Manage Cards - Control your card and monitor transactions
*Foreign Transaction Fee is 1% of each transaction in U.S. dollars if the transaction involves a currency conversion. 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion. ** APR = Annual Percentage Rate. ***2.99% APR is an introductory rate for the first 6 months. After that, your APR will be 9.88% to 17.88%, based on your creditworthiness.

Other Features
Instant Cash Advances: Use your card to get quick cash at more than 65,000 automated teller machines (ATMs) and banking outlets around the world - with no transaction fees.
25-Day Grace Period for purchases: Take up to 25 days to repay your balance before incurring a finance charge, providing balance is paid in full.
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Visa® SRC (Secure Remote Commerce)
Get RegisteredSwiping your debit and credit cards is so last year. Now you can click-to-pay with your Visa® card any time you see this icon at an online retailer.
This makes shopping online easy, smart and secure.
Easy: Simply register your card and click-to-pay at any online retailer that has the symbol above and BOOM! Purchase made.
Smart: Gone are the days of punching in your 16-digit card number, and filling out form fields to make a purchase. Because when you set up your Visa® Secure, your primary info such as card number, passwords, address, etc. is remembered and automatically inputted, making your transaction that much faster.
Secure: With advanced technologies and multiple layers of security, Visa® is among the top safest debit and credit card companies. -
Lost or Stolen Visa® Credit/Debit Cards
If calling during regular business hours, please call us at:
For Visa® Debit and/or Credit Cards:
563-355-0152 or 1-800-426-5241
If calling outside of regular business hours, please call card services at:
For Visa® Debit Cards: 1-855-563-0405
For Visa® Credit Cards: 1-855-632-9037
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Checking Accounts
Whether you’re looking for a rewards program, no service charges, or overdraft protection, we have a checking account that fits your needs.
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Ascentra Anywhere
Ascentra Anywhere allows you to do all your banking with the click of a button or tap of your finger. This includes our Mobile App, Pay Bills, Financial Tools, Digital Wallets, and Mobile Payments. It’s banking made easy, anywhere!
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Vehicle Loan
We know our members personally and grant loans accordingly. Not only can you get a loan quickly and easily, but you will also receive a team of coaches and cheerleaders dedicated to your financial well-being. With Ascentra you can borrow smart and celebrate life with a new RV, 4-wheeler, boat, motorcycle, whatever your heart desires.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)5.625View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.25View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR