Personal Loans

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Hol-ee-day Loan!

Not Italian, just your answer to holiday savings! Borrow up to $2,500 for up to 12 months with a low rate of 5.90% APR*. 


Ascentra Members


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Non-Ascentra Members


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*APR = Annual Percentage Rate. Rate based on credit approval. Available through December 31, 2020.

Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.
  • Share or CD Secured Loan

    Have a savings balance or a certificate of deposit that you would rather not touch? Sweet - instant collateral! Use it to secure a loan for you or a family member.
  • Credit Builder Loan

    At Ascentra we know we all have to start somewhere, which is why we offer a Credit Builder Loan. Establish or build up your credit with a $500 Credit Builder Loan, which helps to improve your credit score, and can help you get better interest rates on future loans. 

    Do you need help building your credit score? We have Certified Financial Coaches that are here to help. 
  • Personal/Signature Loan

    This is an unsecured, fixed rate loan with a set repayment period and is perfect if you don’t have collateral.

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