Home Equity Loans

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Pump Up Your Plans!

Ascentra Presents...HELOC Jams! Pump up your plans with your home's equity. With rates as low as 3.25%* APR and the ability to borrow up to 100% of your home's equity, the opportunities are endless! While you're deciding how you want to use your funds, take a listen to these fly jams. 

  • Don't stop Improvin' Your Home
  • I Like To Move It Move It And Consolidate Debt
  • Na Na Hey Hey Goodbye College Expenses

Have any ideas on how you can use your funds now? Booyah! Apply today to kick off your project, home skillet! 

 

Ascentra Members

 

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Non-Ascentra Members

 

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*APR = Annual Percentage Rate. Financing up to 100% LTV for qualified borrowers on home equity line of credit loans. Rates are based on credit approval and insurability. Rates are subject to change.

  • Home Equity Loan

    A Home Equity Loan has a fixed rate and term that allows you to make scheduled payments that fit your monthly spending plan for a set amount of time. This is a great option when you know exactly how much you need! With a Home Equity loan you can pay for major home renovations, consolidate high interest debt or even pay for college expenses.


  • Home Equity Line of Credit (HELOC)

    When you want the flexibility to access funds and use them when needed over a period of time, a HELOC may be the better option for you.  First you get approved for a total amount based on your equity, and then you can transfer funds from your HELOC to your checking account when you need it. These funds are ready when you are, similar to a credit card. Get a line of credit from $5,000 to $250,000 with a low variable interest rate and take up to 20 years to pay off the loan.

  • Home Equity Loans

     Loan Type Term Annual Percentage Rate as low as
    Home Equity Line of Credit*
    		3.25% APR Variable
    Home Equity Fixed Rate Loan Three Years 4.250% APR 
    Home Equity Fixed Rate Loan Four Years 4.250% APR
    Home Equity Fixed Rate Loan Five Years 4.250% APR
    Home Equity Fixed Rate Loan** Ten Years 4.750% APR
      
     * For a $50,000 home equity line of credit, for a term of 240 months with a 3.25% APR, the monthly payment will be $283.72. 
    **For a $20,000 10-year fixed home equity loan at a fixed rate of 4.75% APR, the monthly payment would be $209.82.
    Financing up to 100% LTV for qualified borrowers on home equity line of credit and home equity loans. Rates are based on credit approval and insurability. Rates are subject to change.

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