Home Equity Loans
Pump Up Your Plans!
Ascentra Presents...HELOC Jams! Pump up your plans with your home's equity. With rates as low as 3.25%* APR and the ability to borrow up to 100% of your home's equity, the opportunities are endless! While you're deciding how you want to use your funds, take a listen to these fly jams.
- Don't stop Improvin' Your Home
- I Like To Move It Move It And Consolidate Debt
- Na Na Hey Hey Goodbye College Expenses
Have any ideas on how you can use your funds now? Booyah! Apply today to kick off your project, home skillet!
Ascentra Members
Non-Ascentra Members
*APR = Annual Percentage Rate. Financing up to 100% LTV for qualified borrowers on home equity line of credit loans. Rates are based on credit approval and insurability. Rates are subject to change.
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Home Equity Loan
A Home Equity Loan has a fixed rate and term that allows you to make scheduled payments that fit your monthly spending plan for a set amount of time. This is a great option when you know exactly how much you need! With a Home Equity loan you can pay for major home renovations, consolidate high interest debt or even pay for college expenses.
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Home Equity Line of Credit (HELOC)
When you want the flexibility to access funds and use them when needed over a period of time, a HELOC may be the better option for you. First you get approved for a total amount based on your equity, and then you can transfer funds from your HELOC to your checking account when you need it. These funds are ready when you are, similar to a credit card. Get a line of credit from $5,000 to $250,000 with a low variable interest rate and take up to 20 years to pay off the loan.
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Home Equity Loans
Loan Type Term Annual Percentage Rate as low as Home Equity Line of Credit*
3.25% APR Variable Home Equity Fixed Rate Loan Three Years 4.250% APR Home Equity Fixed Rate Loan Four Years 4.250% APR Home Equity Fixed Rate Loan Five Years 4.250% APR Home Equity Fixed Rate Loan** Ten Years 4.750% APR
* For a $50,000 home equity line of credit, for a term of 240 months with a 3.25% APR, the monthly payment will be $283.72.**For a $20,000 10-year fixed home equity loan at a fixed rate of 4.75% APR, the monthly payment would be $209.82.
Financing up to 100% LTV for qualified borrowers on home equity line of credit and home equity loans. Rates are based on credit approval and insurability. Rates are subject to change.
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Traditional Mortgages
Looking to buy your dream home? We can get you started with just two paystubs! Once started we will walk you through the types of mortgages we offer and the programs that go along with them.
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10 & Done!
Eliminate monthly payments and drawn out interests fees with our 10 & Done Mortgage Freedom Loan. With no appraisal fees, you’ll be amazed how easy it is pay off your home quickly.
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Mortgage Calculators
When you factor in property taxes, insurance, interest rate and term, your monthly mortgage payment may vary by a lot. Use our mortgage calculators to find out how much you can afford, how much payments will be, and if refinancing can save you money.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)2.5View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as2.90View Vehicle Loans% APR -
Savings
Base Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR