Financial Fitness
Making Cents Financial Fitness
Welcome to Making Cents, our financial education hub! Here, we're all about making money matters less daunting and more accessible for everyone. Whether you're a seasoned investor, a newbie to the finance game or just someone curious about managing money better, you're in the right spot. Making Cents will give you the tools, tips and know-how to feel confident about your finances, whatever your goals may be.
This financial fitness program is designed to provide you with the most relevant and informative financial information and solutions to real life, everyday, financial topics that you can learn from and apply to your daily financial strategies.
Every other month, we will introduce a new topic to keep you fit. Each topic will include a short video that explains the lesson in depth, a published article and additional resources to help you apply what you've learned to your financial journey.
From budgeting basics to investment insights, we've got your back. So, kick back, relax and let's dive into the world of finance together!

Understanding the Credit Union Difference

June 2025
Did you know that there is a BIG difference between traditional banks and credit unions and that credit unions are founded on a "People Helping People" principle? Or even that Credit Unions are considered not-for-profit so that their earning can be used to provide products and services at a lower interest rate to it's member AND be used to support and enhance the communities in which they serve? There are so many benefits to members of credit unions that just aren't offered by banks. Whether your are new to credit unions or a long-time member, there is so much more to your financial that you should know. Sit back and let us tell you all about it with this month's topic: The Credit Union Difference!
Financial Coaching
Our goal is to help you, our member, navigate your financial challenges by offering personalized support and guidance.
The Making Cents Financial Coaching Program is about building a relationship with you, where we listen deeply and seek to understand your financial behaviors, needs and goals.
We understand that every person's financial journey is unique, and we're here to meet you where you are, without judgement. By focusing on you, we will help you craft a personalized plan to flex your financial muscles and build lasting financial strength. We invite you to schedule an appointment with an Ascentra Financial Coach TODAY!
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Calculators
Having trouble crunching the numbers? We make it easy for you with our online calculators. -
Worksheets
Whether you're budgeting for college or balancing your checkbook, we have a worksheet that will help. -
GreenPath Financial Wellness
Stuck in a financial rut? GreenPath offers free financial counseling to all Ascentra members to get you back into tip-top shape.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)6.125View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.25View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR