Share Holiday Cheer With a New Car This Year!

Did you know that the holidays are a great time of the year to purchase a new or used vehicle? Although it might be difficult to spend on yourself over others, there are great deals to be had during the holiday season.

• Clearing out old model year inventory – New models often arrive in the fall or late year, so dealers want to clear out the prior-year models, often offering price reductions for outgoing models.
• Trade-in advantages – If you have a current car, year-end sometimes brings better trade-in deals because dealerships are more motivated to close deals.
• Beat upcoming price hikes – As new models arrive, manufacturers may raise prices due to inflation, new features, regulatory changes, etc. Buying before the new year may allow you to lock in a price before increases take effect.
• Lower competition / less demand – During the holidays, there are fewer people shopping for new vehicles, which could give you more attention from sales staff, better service and less stress.
• Better negotiation leverage – Because dealerships want to hit annual/fiscal targets, they may be more open to negotiating prices, throw in extras or give a larger trade-in value.

Now that you know some of the secrets of buying a vehicle during the holidays, let us tell you the secret to getting a great deal on financing your new vehicle.

It’s simple, start with your credit union! At Ascentra, we make financing a new vehicle easier with low rates, fewer fees, flexible loan options, member-friendly approvals, and the personal service you can count on as a member.

We suggest reaching out to a loan officer before your vehicle search begins to learn about pre-approval and other great products that we offer. We can help you qualify for a loan and set you up with quality services such as warranties, mechanical breakdown protection, debt protection, guaranteed asset protection, depreciation protection and more.

This holiday season, Let’s Make a Difference Together! Get a new auto loan or refinance with Ascentra and we will give you $75 for holiday spending and donate $75 to your local Salvation Army. Discover more details about this promotion and the services the Salvation Army provides in your community at ascentra.org/ride75.