Credit Card

The Ascentra Visa®Credit Card offers the freedom to cover unexpected expenses with the benefits of the best rewards program uChoose Rewards! 

Enjoy our payment convenience, secure EMV chip technology, along with many other features.

  No Annual Fee
  No Balance Transfer Fee
  Low Balance Transfer Rate - 2.99% APR* introductory rate for the first six months following the transfer.
  No Ridiculously High Rates - Rates as low as 9.88% up to 21%, based on your creditworthiness.
  uChoose Rewards - Combine points when you link your Ascentra debit card and earn more rewards, to earn great merchandise, event tickets, travel, statement credits and much more. 
Other features: No Transaction Fee. Apple Pay Compatible. MyMobile App - Transaction details and payments. Instant Cash Advances - Use your card to get quick cash at more than 65,000 automated teller machines (ATMs) and banking outlets around the world - with no transaction fees. 

*2.99% APR is an introductory rate for the first 6 months. After that, your APR will be 9.88% to 21%, based on your creditworthiness.


Lost or Stolen Visa® Credit/Debit Cards
If your Visa® credit or debit card has been lost or stolen and it is during business hours please call us at:
1-563-355-0152 or 
1-800-426-5241 ext. 0. 
If calling outside of regular business hours please call card services at:
1-800-472-3272 for Visa® debit or
1-855-632-9037 for Visa® credit
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