Newcomers Initiative

Affordable Loans for Immigration Services

Ascentra Credit Union has formed community partnerships with area providers of low-cost immigration services to provide affordable loans for clients who need to pay for costly but needed services such as:

  • Adjustment of status
  • Family-based petitions
  • Naturalization and more.

The Newcomers Initiative is a program that allows individuals to finance these costs and establishing or improve their credit score while introducing many to mainstream financial services provided by a trusted financial institution.  

Watch this powerful testimonial from one of the first participants of this program. 


Ascentra has been able to provide these services at the low interest rate of 3.15% APR* by leveraging generous grant opportunities. This program also provides financial education opportunities for all participants.

To access these special loans or to learn more about the program, visit or call one of these community partners:


Esperanza Legal Assistance Center

Phone: 309-732-0047

Monday 1:00 p.m. – 8:00 p.m.

Thursday 1:00 p.m. – 8:00 p.m. 

Please call to schedule an appointment or speak with a staff member during office hours. (Limited appointments available outside of office hours. Call for availability. Not able to accept walk-in clients at this time.)

335 5th Avenue #208

Moline, Illinois 61265


The Newcomers Initiative program at Esperanza Legal Assistance Center is made possible thanks to a generous grant from Global Communities.


The Diversity Service Center of Iowa

Phone: 563-264-8883 

Monday – Friday 8:00 a.m. – 4:30 p.m.

1514 Isett Avenue

Muscatine, Iowa 52761

Fax: 563-264-8088


The Newcomers Initiative program at Diversity Service Center of Iowa is made possible thanks to a generous grant from Grantmakers Concerned with Immigrants and RefugeesThe National Federation of Community Development Credit Unions, and Northwest Area Foundation


*Annual Percentage Rate. For example: A 12 month loan for $1,000 at 3.15% APR would result in 12 monthly payments of $84.80. Loan terms subject to change.

Ascentra accepts Individual Tax Identification Numbers (ITIN) along with proper identification to establish membership.