Vehicle Loans

Whether you’re looking to take a ride up the Mississippi or make heads turn as you show off your new ride - new or used, we’ve got the loan to make it happen. With us, you’ll have access to a wide range of loans with low interest rates allowing you to make your dreams a reality. 

We know our members personally and grant loans accordingly. Not only can you get a loan quickly and easily, but you will also receive a team of coaches and cheerleaders dedicated to your financial well-being. With Ascentra you can borrow smart and celebrate life with a new RV, 4-wheeler, boat, motorcycle, whatever your heart desires. 

Already have the vehicle of your dreams and just want a lower interest rate? Refinance your current vehicle with us (you know you want to!)

Before you go car shopping, our Loan Officers can get you pre-approved and help you determine how much you can afford. This will give you the confidence to be “the negotiator.”
  • New vehicles are those from the current or previous model year that have never been registered and have less than 5,000 miles on the odometer.
  • Used vehicles may be financed up to the current NADA retail value figure, with consideration for vehicle options and mileage figures.


It's easy to apply for a Vehicle Loan: 

Ascentra Members – Within Online Account Access go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access, Enroll Now then apply through the Application Center. 

Not a member? – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations. 


Did you know that Ascentra offers vehicle insurance through Ascentra Insurance Services? Make it easy and have everything all in one place.