Home Loans

Whether you're going from renter to first-time home buyer, refinancing or buying your dream home, we've got the plan for you.


Start your free prequalification today while the rates are still great! Ascentra Credit Union offers some real advantages for your mortgage needs.

In addition to low rates, fewer fees and step-by-step personalized service, we offer:


First Time Buyer?

We understand it’s your first time buying a home and that’s why we will be there with you each step of the way, helping you understand the process and making your dream a reality. You choose the options that best fit your needs: 

  • Choose a low variable or fixed rate
  • Finance your home for up to 30 years
  • Borrow up to 97% of the appraised value or purchase price
  • Grant assistance may be available


To apply for any of these Home Loans:

Did you know Ascentra offers homeowners insurance through Ascentra Insurance Services? Make it easy and have everything all in one place.

* For a $120,000 home, first mortgage, for a term of 180 months with a 5.25% APR, the monthly payment will be $964.66.