Credit Card
Important Credit Card Disclosures
The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of 9/1/2019 . You can contact us toll free at (800) 426-5241 or 2019 Grant St., Bettendorf, IA 52722 to inquire if any changes occurred since the effective date.
INTEREST RATES and INTEREST CHARGES: |
Annual Percentage Rate (APR) for Purchases & Cash Advances | 9.88% - 17.88% depending on your credit history. |
APR for Balance Transfers | |
Paying Interest | 2.99% Introductory APR for six months. After that, your Standard APR will be 9.88% - 17.88% depending on your credit history. |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
FEES: |
Fees to Open or Maintain your Account
|
None None |
Transaction Fees
|
None None 1% of each transaction in U.S. dollars if the transaction involves a currency conversion 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion |
Penalty Fees
|
Up to $28.00 if your payment is late 10 days or more |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Loss of Introductory Rate: We may end your Introductory Rate and apply the Standard APR disclosed above if you make a
late payment.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)5.5View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.50View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR