Business Lending Team

Our Business Lending Team has years of experience working with companies and organizations of all sizes. Add to that the level of service you come to expect from Ascentra and you have your best business partner! Interested in any of our business services or just at the point of starting the conversation? We would love to chat! Please contact us today!

Ascentra Business Lending Center

Bettendorf - 1710 Grant Street

Britta Keys 

VP Member Business Lending 

NMLS# 529807


800-426-5241 ext. 588

Britta Keys has been in the financial services industry since 1997 starting as a loan processor for mortgage, consumer and commercial. After about 2 years she concentrated only on commercial processing shortly after that she became administrative assistant to 13 commercial lenders with loan averages of $2,000,000-5,000,000. 

In 2004, she was asked to start a commercial department for a $212,000,000 credit union as a commercial loan officer. About 3 years later became AVP of all lending for the institution. And before moving to the Midwest 2013, she was Director of Business Lending. She was in charge of all audits, call reports, monthly, quarterly and annual reporting, business development and management of the department. She was one of three people on the Loan Credit Committee and one of three on the Collections Committee. She managed and maintained a $25,000,000 portfolio which included 65 SBA loans

Most recently, since moving to the Midwest in 2013, Britta joined Ascentra Credit Union as Vice President of Member Business Lending were she oversees all aspects of business lending.

Tim Perkins 

Chief Lending Officer 

NMLS# 562303


800-426-5241 ext. 602

With over 19 years of financial and banking experience, Tim joined Ascentra Credit Union in February of 2014. He was hired as the credit union’s Chief Lending Officer. Prior to joining Ascentra, Tim was a Senior Vice President, Senior Lending Officer for Walcott Trust and Savings Bank in Walcott, Iowa. Having worked for both large and small financial institutions over his career, his focus remains on working with individual members and being engaged in the local community. His goal is to live and work by Ascentra’s value proposition of “Listening, caring, doing what’s right!” His responsibilities at the credit union include oversight of the Mortgage Department, Member Solutions Department and Member Business Lending areas.
Since 1996, Tim has worked as a consumer loan officer for The Rock Island Bank, a Business Banking Officer for Firstar Bank, N.A. and both consumer and commercial lending for THE National Bank, headquartered in Bettendorf, Iowa. As was previously stated, Tim’s most recent position was the Senior Lending Officer at Walcott Trust and Savings Bank. While at Walcott Bank, Tim oversaw all facets of the lending area including consumer, mortgage, agricultural and commercial lending. While working at THE National Bank and Walcott Bank, he has had the pleasure to work with many successful business owners. He received his bachelor’s degree in public administration from the University of Northern Iowa. He also graduated with honors from the Iowa Bankers Associations’ Commercial Lending School in 2006 and most recently received his diploma from the University of Madison – Wisconsin’s Graduate School of Banking in August of 2013. Tim was in the top 10% of his graduate school of banking class. 
Tim’s community involvement includes current board member and immediate past president of the Iowa Quad Cities Rotary Club, advisory board member for the Bettendorf YMCA, member of the Bettendorf Community School District’s Finance Committee and current treasurer for the Bettendorf Community School District.
In 2008, Tim was recognized as a Quad City Leader under 40, by The Blackhawk College Foundation.

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