Savings

Variety is the spice of life and we know each member is unique. That’s why we provide a variety of savings options to meet your needs – whether it’s to stash your Christmas cash or plan a weekend getaway, we’ve got it! Which of these will help you reach your goals?

Base Share Savings Account

What’s a Base Share Savings Account? We thought you might ask - basically its credit union lingo for a regular savings account.

  • Free
  • Establishes membership and makes you an owner of Ascentra Credit Union
  • Minimum balance of $5.00
  • Dividends earned monthly if the average daily balance is $100 or more
  • Unlimited transactions
  • Convenient access of your money through ATM/Debit Card, "Sara" 24-hour TeleService and Online Account Access

To apply for a Base Share Savings Account and become a member:

Apply now through our Application Center. When you register through our highly secure Application Center you can:

  • Apply for a new loan
  • Track a loan in process
  • Interact with our loan staff
  • View documents
If applying online is not your thing, call us at (563) 355-0152 or (800) 426-5241, Ext. 1 or stop in to any of our convenient locations as we would love to see you!

Other Savings Accounts
Have specific items your saving for and want to keep your moolah separate? We have several additional savings accounts for you to choose from.

All Purpose Savings Account

Essentially an All Purpose Savings Account is a second savings account - for those of us who like to have different piles of money. This is a great option if you have a little something you're saving for.


Christmas Club Savings Account

No one likes a Grinch at Christmas! Our Christmas Club Savings Account helps you prepare for the holidays so you can enjoy what matters most - those you love. Take the hassle out of the holidays and sign up today for our Christmas Club Savings Account.

  • Free - no monthly maintenance fees
  • No minimum balance
  • Dividends earned monthly
  • Unlimited deposits
  • Choose when you would like to receive your Christmas Cash - Sep. 30, Oct. 31, or Nov. 30
  • Conveniently check your balance or make additional deposits through "Sara" 24-Hour TeleService and Online Account Access


Vacation Club Savings Account

Now we're talkin'! Who doesn't need a vacation? Make it easy to save for an upcoming vacation by opening a Vacation Club Savings Account.


To apply for any of these Savings Accounts:

Members with Online Account Access 

You can open a CD within Online Account Access. By letting the online application pre-fill all the information we already have on file for you, you can have your CD in a jiffy! 
  1. Complete the online form going to the "Accounts" tab and then clicking on the "Open a Sub-Account" tab. 
  2. After submitting your form you will be contacted by an Account Officer within one business day (often the same day) to complete the necessary paperwork.


Members without Online Account Access
If you are a member and currently do not have Online Account Access - you totally should! 

Click here to enroll in Online Account Access and then open a CD through our "Open a Sub-Account" tab. Simply follow steps 1 and 2 listed above. 

Not a member yet?
But want to be? We don't blame you! Apply now through our Application Center. When you register through our highly secure Application Center you can:

  • Apply for a new loan
  • Track a loan in process
  • Interact with our loan staff
  • View documents
If applying online is not your thing, call us at (563) 355-0152 or (800) 426-5241, Ext. 1 or stop in to any of our convenient locations as we would love to see you!



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