Variety is the spice of life and we know each member is unique. That’s why we provide a variety of savings options to meet your needs – whether it’s to stash your Christmas cash or plan a weekend getaway, we’ve got it! Which of these will help you reach your goals?

Base Share Savings Account

What’s a Base Share Savings Account? We thought you might ask - basically its credit union lingo for a regular savings account.

  • Free
  • Establishes membership and makes you an owner of Ascentra Credit Union
  • Minimum balance of $5.00
  • Dividends earned monthly if the average daily balance is $100 or more
  • Unlimited transactions
  • Convenient access of your money through ATM/Debit Card, "Sara" 24-hour TeleService and Online Account Access

All Purpose Savings Account

Essentially an All Purpose Savings Account is a second savings account - for those of us who like to have different piles of money. This is a great option if you have a little something you're saving for.

Christmas Club Savings Account

No one likes a Grinch at Christmas! Our Christmas Club Savings Account helps you prepare for the holidays so you can enjoy what matters most - those you love. Take the hassle out of the holidays and sign up today for our Christmas Club Savings Account.

  • Free - no monthly maintenance fees
  • No minimum balance
  • Dividends earned monthly
  • Unlimited deposits
  • Choose when you would like to receive your Christmas Cash - Sep. 30, Oct. 31, or Nov. 30
  • Conveniently check your balance or make additional deposits through "Sara" 24-Hour TeleService and Online Account Access

Vacation Club Savings Account

Now we're talkin'! Who doesn't need a vacation? Make it easy to save for an upcoming vacation by opening a Vacation Club Savings Account.

It's easy to apply for any of these Savings Accounts:

Ascentra Members – Within Online Account Access go to the Accounts section, and then click on Open a Sub-Accounts. Members without Online Account Access, Enroll Now then apply through the Accounts section. 

Not a member? – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations. 

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