Checking Accounts

Get access to your money through the Ascentra Debit Card or ATM, by writing checks, or even through your smart phone.

Ascentra has the checking account options designed to give you the flexibility to manage your money how you want! So you do you!!!

Ascentra Members

Apply Here

Non-Ascentra Members

Apply Here

• Members 65 years or better receive checks for free and no service charges!
• No charge for transactions conducted at ATMs owned by Ascentra Credit Union
• 5 FREE ATM transactions/inquiries per month at ATMs not owned by the credit union. If you exceed 5 ATM transactions/inquiries per month at ATMs not owned by the credit union, the charge is $1.00 each.
  

• No surcharge fees (charged by the owner of the ATM) at Privileged Status Network ATMs.
• FREE access to fraud protection through call and text alerts
• Access your checking account free at 5,700+ CO-OP Shared Branch Locations nationwide.

Debit Cards

Your Ascentra Visa® Debit Card works like an ATM Card and can also be accepted like a credit card anywhere Visa is accepted with your money coming out of your checking account. 

• No Annual Fee
• Mobile Wallet Compatible
• No charge for transactions conducted at ATMs owned by Ascentra Credit Union
• 5 FREE ATM transactions/inquiries per month at ATMs not owned by the credit union. If you exceed 5 ATM transactions/inquiries per month at ATMS not owned by the credit union, the charge is $1.00 each
• As an added layer of security, our cards come with a heightened level of fraud monitoring services, alerting you via a phone call and text if potential fraud is suspected, allowing you to confirm your purchase or stop fraud before it happens.

Overdraft Protection

We want to make sure you’re covered in case you lose track of how much you’ve spent.  Members who have A+ Checking or Economy Checking can choose to:

• Advance a line of credit for no extra charge in $100 increments (for members who qualify).
• Pull from your savings account in $100 increments for a $5.00 transfer fee.