Personal Loans


Found it!

No, not the pickle in the tree. The best holiday loan rate at 5.90% APR*! 

Apply today to borrow up to $2,500 for 12 months and help pay for those end-of-year expenses.

If the holiday loan doesn't fit your needs, we also have share or CD secured loans, credit builder loans, and personal/signature loans. No matter what you're looking for, we can find an option that works for you.

Apply Here


*APR = Annual Percentage Rate. Rate based on credit approval. Available through December 31, 2022. Federally insured by NCUA.


Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.

Making an Impact

Learn about the Ascentra Credit Union Foundation community impact throughout the years. 

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