uChoose Rewards

Enjoy Your Rewards
Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, airline tickets and more!
New to uChoose Rewards? Register now.
With uChoose Rewards® you can shop like you normally would and watch the rewards add up.
It’s the only rewards program that allows you to combine and redeem rewards points from your Ascentra Visa Debit and Ascentra Visa Credit Card
purchases!
Earn points redeemable for concert tickets, a new HDTV, a fun-filled cruise, a charitable donation, get cash back, gift cards and millions of other exciting options!
Sign up for access to the uChoose Reward website where you can link all the Ascentra debit and credit cards in your household, then manage and redeem all the pooled points!
Earn Points
Simply use your Visa Debit and Credit Card anywhere and earn points on purchases. Earn even MORE points at the participating retailers listed on the uChoose Rewards website.
*The only non-qualifying purchases will be ones made online with your Visa Debit Card, unless paying online through Visa Checkout, through the uChoose Rewards site or within sites and apps using Apple Pay.
Point Accumulation
Ascentra Visa Credit Card Points
- 1 point = $1 spent
Ascentra Visa Debit Card Points
- 1 point = $2 spent (Signature based transactions)
- 1 point = $4 spent (PIN based transactions)
Checking Account
Whether you’re looking for a rewards program, no service charges, or overdraft protection, we have a checking account that fits your needs.

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Fixed Rate Mortgage
10 & Done (10 Year Fixed)2.5View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as2.90View Vehicle Loans% APR -
Savings
Base Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR