CURewards

The NEW CURewards Website is NOW Live!

You may NOW register your debit card. Then all the points you've earned since activation, in March, will be available in your rewards points total. You will start earning points on your NEW Ascentra Visa® Credit Card once you have activated your card.

Claim What's Yours

Getting Started

Click "Claim What's Yours".

Bam! The points you've earned since activating your new Ascentra Visa® Debit Card should already show in your points balance.

Review and visit the tabs at the top of the site for points, redemption options and the Shop Mall, then follow the prompts to start the process.

It’s that easy, now get out there and enjoy your rewards!

Maximize Your Everyday Spending with Ascentra's CURewards Program!

Looking to get more from your debit and credit card purchases? At Ascentra our exclusive Rewards Program, CURewards, turns everyday spending into valuable perks. Whether you're buying groceries, filling up your gas tank, or shopping online, EVERY Visa® transaction made with your Ascentra Debit or Credit card earns points that can be redeemed for cash back, travel, merchandise and more.

As a member-owned financial institution, we’re proud to offer a rewards program designed to give back to you!. Start earning points today and...

Claim What's Yours!

A brand new rewards program that is already working for you!

Easier - Start earning points* with your first purchase, no registration required.
Faster - Earn points daily and view your totals in Digital Banking and on the app.
Bigger - Earn up to 200,000 points on every card**.
Better - Earn points for online and retail purchases on BOTH debit and credit cards.

Redeem your points anyway you like:

Cash back, quality merchandise, exciting travel or for donation to the Ascentra Credit Union Foundation. A rewards program built for YOU!

*Credit card rewards points earned daily will be available for redemption on the cardholder's next statement cycle. **Member earns CURewards points per cardholder and per card, and will need to register each card separately on the CURewards website. Federally insured by NCUA.

New Point Accumulation

Ascentra Visa® Debit Card Points

Personal: $3 spent = 1 point
Business: $15 spent = 1 point

Ascentra Visa® Credit Card Points
(Starts earning in May, once you have activated your NEW credit card.)

Personal: $1 spent = 1.5 points
Business: $5 spent = 1 point

Maximum points a cardholder can earn in a year is 200,000. Points can be redeemed at any time.

Earn More, More and Even More Rewards Points Through the CURewards Shop Mall!

This NEW rewards website has a surprise perk for cardholders! It includes its own "Shop Mall", full of popular brand names that you can shop with and earn EXTRA POINTS! That's right, visit the Shop Mall under the "Earn" tab and visit stores to see their exclusive offers for Ascentra cardholders.

Exclusive Offers with...

Apparel & Accessories
Auto & Tools
Beauty & Health
Business Services
Computers & Electronics
Flowers & Gifts
Food & Entertainment
Home & Garden
Kids & Toys
Pets
Sporting Goods
Travel

Popular Brands such as...

Banana Republic
Tommy Hilfiger
Ulta Beauty
Bose
Samsung
Garmin
Apple
Lowes
Home Depot
Chewy
Bass Pro Shops
Oakley
and much, much more

FAQs

What is CURewards?

A: CURewards is a rewards program where you earn points for using your Ascentra Visa® Personal and Business Debit or Credit card. You can then redeem your points for cash back, merchandise, travel or donation to the Ascentra Credit Union Foundation.
Where can I view my point activity?

A: You can view your points in Digital Banking by selecting “Cards”, then “Manage Cards”.
How do I start earning points?
A: Your card will automatically begin earning points once activated, but to view and redeem them you will need to register each card at our CURewards website by setting up a username and password.
- Your Personal or Business Debit cards automatically started earning points from debit transactions once you activated your card.
- Your Personal or Business Credit cards will start earning points when you receive your new credit card and it is activated.
What is the points structure for CURewards?
A:
Debit cards:
- Personal debit cards earn 1 point for every $3 spent.
- Business debit cards earn 1 point for every $15 spent.
Credit cards start earning points once your new credit card is activated.
- Personal credit cards earn 1.5 points for each $1 spent.
- Business credit cards earn 1 point for every $5 spent.
There is no difference in points whether the transaction is PIN or signature based.
Points earned will be added to your total on the next business day.
How do I redeem my points?

A: Log in to CURewards to view your earned points and redeem them for cash back, merchandise, travel or donation to the Ascentra Credit Union Foundation.
Are points earned per card or account?

A: Card points are earned per card. Therefore, if you have a debit card and your significant other has a debit card on the same account, CURewards will consider these two separate rewards accounts. Both cards will need to be registered with separate, unique usernames and will earn their own points.
I have a personal debit card, a business debit card and a personal credit card. Will I need a different login for each card?

A: You will need to create a unique username for each separate card. You may use the same email address during registration.
Do purchases paid for using Apple and Samsung Pay also earn CURewards points?

A: Yes, purchases made using either of these payment programs will earn points.
Will my CURewards points expire?

A: Unused CURewards points will expire after four calendar years from the date those points were earned. (e.g. points earned on Dec. 31, 2025 will expire on Dec. 31, 2028).
Is there a maximum number of points I can earn?

A: A maximum of 200,000 points per year, per card, can be earned.
Are business accounts eligible for CURewards?

A: Yes, business accounts that have an Ascentra Visa® Business Debit or Credit card are eligible to earn CURewards points.
Can I access the CURewards website on mobile devices?
A: Yes, you can use a mobile device to access the CURewards website and to view your rewards account.
The following web browsers are supported by CURewards:
- Google Chrome 78
- Microsoft Edge 44
- Mozilla Firefox 71
- Safari 13
Can Ascentra Visa® Debit, Savings Only cards earn CURewards?

A: Ascentra Visa® Debit - Savings Only cards do not earn points. Because they are limited to ATM transactions only, they do not qualify as a purchase or retail transaction and will not earn points.
What if I have additional questions regarding CURewards?

A: If you have additional questions regarding CURewards, contact a CURewards Specialist at 1-800-637-7728 or once logged into your CURewards account, you can email about specific merchandise or travel questions.