Planning Ahead Pays Off

  • Mar 30, 2021
ACU-Headshot-BowieProvided by CUNA Financial Advisor, Brooke Martin

Both literally and figuratively, planning ahead can pay off. It's important to think about your future now so you can enjoy it to the fullest down the road. A financial professional can evaluate your current financial situation and help you make the most out of your financial plan. 

Below are five financial goals that you likely have right now:

Retiring with comfortable savings - Simply being able to enjoy the life you've built.
Having accessible cash flow - Investments are important to have in a financial portfolio, but it's also important to ensure that you'll be liquid enough in your retirement.
Traveling - Taking one or two trips a year for vacation or to see your family and friends.
Maintaining your family home - Living in the home where you've made so many memories.
Passing on gifts to your family - Assessing income tax basis to decide when to transfer monetary gifts and possessions.

In order to create a financial plan with these goals in mind, you can take some of these steps today:

• Create a budget tracker
• Take an active role in your finances
• Diversify your portfolio
• Create a plan to pay off your mortgage
• Plan for the retirement lifestyle you want

To create a complete plan for your financial future, you can schedule a no-cost, no-obligation consultation with CUNA Financial Advisor, Brooke Martin, located at Ascentra Credit Union by calling 563-459-6923.

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