Get access and incentives when you open your Ascentra account today!
Joining is as easy as 1,2,3! All you need is your smartphone with a valid ID.
- Click the Join Now button above.
- Use coupon code: SEG5 and receive your first $5 deposit on your savings account and to waive the checking account funding requirement. At the end of the application, it will ask how you will fund your checking account, select the mail option.
- Add a required savings account to establish membership and then add the checking account that you prefer so you can receive your paycheck via direct deposit, then click continue to provide your information. (when asked how you will fund your checking account, select the mail-in option).
Benefits for Workplace Partners
Manage your Money from Anywhere!
Robust Digital Banking app with mobile check deposit, credit score monitoring, financial tools, bill pay, Spanish preference and more.
- Nine Ascentra Branches in the QC, Clinton, and Muscatine.
- Convenient locations - Access at over 5,600 branches in CO-OP Shared Branch Network.
- Surcharge-free ATM Transactions - When using the Privileged Status ATM Network.
Loan Products & Services
Get competitive rates and incentives on our most popular lending services.
- Auto Loans - $100 Bonus if refinancing from competitor*
- Mortgages - $200 off closing costs with qualified mortgage or refinance from competitor*
- Credit Card
- uChoose Rewards for Debit and Credit Card
- Home Equity Lines & Loans
- Personal Loans & Lines of Credit
- Insurance – TruStage Home & Auto
- Retirement & Investment Services
Questions regarding Workplace Partners?
Our Business Development Department can help create a customized program for your organization and employees. Ascentra Credit Union is a trusted not-for-profit partner that offers mainstream financial products and services that adds value to your benefits
Vice President Business Development
“Hablo tu idioma.”
Making Cents is our FREE financial wellness program that helps your workforce with financial matters that results in more financially informed employees that ultimately translates to higher engagement and productivity. Ascentra does this through engaging presentations, in-person coaching, videos, articles on financial topics and much more.
Whether you need an on-site visit during a company event or information on upcoming virtual seminars, we can find a solution that meets your organization’s needs. This program is also available for schools, churches, and community organizations. Many presentations also offered in Spanish.
Seminars and Presentation Topics:
- Credit Score
- Creating a Spending Plan/Budgeting
- Identifying and Avoiding Predatory Financial Services and Scams
- Homebuyers Seminars
- Raising Money Savvy Kids
- Retirement and Investment Seminars
- Estate Planning Seminars
- Student Loans, and more
- GreenPath Debt Counseling
- Financial Coaching with Certified Credit Union Financial Counselors
- Making Cents Library of Financial Articles and Videos
Start the Conversation
Fill out this quick form to invite one of our credit union experts to visit your business, school, group, or organization. We will reach out to discuss details about your event.
Note: Please do not enter personal information such as account or social security numbers in the contact us form. Thank you.
We know our members personally and grant loans accordingly. Not only can you get a loan quickly and easily, but you will also receive a team of coaches and cheerleaders dedicated to your financial well-being. With Ascentra you can borrow smart and celebrate life with a new RV, 4-wheeler, boat, motorcycle, whatever your heart desires.
No hidden fees. No surprises. No hassle. With the Ascentra Credit Card, what you see is what you get, which includes no annual fee, no balance transfer fee, AND low rates. We call that a win!
Looking to buy your dream home? We can get you started with just two paystubs! Once started we will walk you through the types of mortgages we offer and the programs that go along with them.
Fixed Rate Mortgage10 & Done (10 Year Fixed)4.625View Mortgage Loans%
Vehicle LoansNew & Used Auto as Low as2.50View Vehicle Loans% APR
SavingsBase Share Savings Starting at0.05View Savings Accounts% APY
Credit CardsNo Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR
Ascentra Cares Jul 12, 2022
Ascentra Credit Union Awards Ten $1,000 Scholarships to Student Members
Making Cents Jul 7, 2022
Credit Card Fraud: BIN Attacks
News Jul 1, 2022
News Jun 22, 2022
Ascentra Welcomes Two New Board Members
Making Cents Jun 6, 2022
Buying a New Home or Refinancing? Learn How We Can Help
News May 18, 2022
A Letter From Our CEO
Making Cents Apr 30, 2022
Romance Scams and Financial Fraud in Online Dating
Making Cents Apr 22, 2022
Financial Literacy: Budgeting, Spending and Maintaining your Finances
Making Cents Apr 20, 2022
Before Applying for a Student Loan
News Apr 14, 2022
Ascentra Credit Union Wins Three Diamond Awards in 2022 Competition
Making Cents Apr 14, 2022
Financial Literacy: Understanding Your Credit
Making Cents Apr 13, 2022
Summer Sun, Fun … And Money!
Making Cents Apr 12, 2022
Help Kids Get Money-Savvy
Making Cents Apr 11, 2022
What Newbie Home Buyers Need to Know
Making Cents Apr 5, 2022
Financial Literacy: Why It’s Important and How We Can Help
News Apr 1, 2022
A Look Back at Our First Year Together