Personal Loans

Fran dressed as an Elf holding a bowl of cereal and maple syrup

Great Holiday Loan Rate! I love it! I love it!

Take advantage of this sweet 5.90% APR* holiday loan rate! Don’t be a cotton-headed ninny muggins. Help pay for those end-of-year expenses with a LOW interest rate! Borrow up to $2,500 for 12 months.


Ascentra Members


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Non-Ascentra Members


Apply Here

Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.

Don't Have Digital Banking?

Contact us about other options to make your payments:

  • Setup automatic payments.
  • Pay in person at any of our convenient locations or Shared Branch locations.
  • Contact our call center as they can transfer available funds from your Ascentra account or assist you in processing payment from another financial institution using Payment Center for a $10 convenience fee.
  • Mail it to us - may take a little longer but acceptable if your due date is at least 10 days away.

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