Personal Loans

Signing paperwork

Lines of Credit, Consolidation, Personal Loans

It really comes down to what makes the most sense for your situation - most importantly, how it can save you some serious cash! Whether consolidating high interest credit card debt, paying medical bills or maybe you just want to take a much-needed vacation, we can find the best loan for you.


Ascentra Members


Apply Here


Non-Ascentra Members


Apply Here

Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.
Blue wallet with orange dots

Digital Wallet

Upgrade your wallet and pay using your Ascentra Visa Debit and Credit Card with your smartphone or smart watch! Digital wallets and mobile payments are the new way to make purchases securely at stores, online, through apps, and are very handy when you misplace your wallet!

Currently you may make purchases with your Ascentra Visa Debit and Credit Card through Apple Pay and Samsung Pay.  
Learn More

View All Rates