Personal Loans

Lines of Credit, Consolidation, Personal Loans
It really comes down to what makes the most sense for your situation - most importantly, how it can save you some serious cash! Whether consolidating high interest credit card debt, paying medical bills or maybe you just want to take a much-needed vacation, we can find the best loan for you.
Unsecured Line of Credit
A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!
- Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
- Can be set up as a form of overdraft protection with transfers in $100 increments.
- Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.
Text Banking
Text Banking Commands
BAL = Current Account Balances
BAL + Account Nickname = Balance For The Specified Account. Example: BAL acct1
HIST + Account Nickname = Account History For The Specified Account. Example: HIST acct1
XFER + Account Nickname1 + Account Nickname2 Amount = Transfer The Specified Amount From Account 1 To Account 2. Example: XFER acct1 acct2 100.00
LIST = List Of Text Banking Commands
HELP = List Of Contact Points For The Credit Union
STOP = Cancel SMS Banking Service
Message and data rates may apply.
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Credit Card
No hidden fees. No surprises. No hassle. With the Ascentra Credit Card, what you see is what you get, which includes no annual fee, no balance transfer fee, AND low rates. We call that a win!
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Ascentra Anywhere
Ascentra Anywhere allows you to do all your banking with the click of a button or tap of your finger. This includes our Mobile App, Pay Bills, Financial Tools, Digital Wallets, and Mobile Payments. It’s banking made easy, anywhere!
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Ascentra Mobile App
Today’s world requires being able to manage your accounts on the go. Ascentra’s Mobile app gives you that and more by providing a simple way to apply for a loan or credit card from wherever you are, whenever you need to.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)5.625View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.50View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR