Personal Loans

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Lines of Credit, Consolidation, Personal Loans

It really comes down to what makes the most sense for your situation - most importantly, how it can save you some serious cash! Whether consolidating high interest credit card debt, paying medical bills or maybe you just want to take a much-needed vacation, we can find the best loan for you.


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*APR = Annual Percentage Rate. Rate based on credit approval. Available through December 31, 2023. Federally insured by the NCUA.

Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.

Get started with GreenPath

Spanish speaking counselors are available. Counseling in over 150 languages.

GreenPath counselors are available: 
Mon. – Thurs. 7 a.m. to 9 p.m.
Fri. 7 a.m. to 6 p.m. 
Sat. 7 a.m. to 4 p.m. 

To use this service, call 1-877-337-3399 or visit them on the web at


Personal Loans


Loan TypeTermAnnual Percentage Rate (APR*) as low as
Share-Secured Loans Secured with Savings
3% Above rate on deposit account
Share-Secured Loans with CD 2% Above rate on CD
Unsecured Line of Credit 13.50% APR Variable
Visa Credit Card** 9.88%-17.88% APR based on creditworthiness 
Signature loans - No collateral required*** 11.50% APR (Rate is based on credit score and automatic payment)

The rates listed are standard rates for signature loans and are subject to change without notice according to market conditions. Rates are based on credit score, term, approved credit, and automatic payments. Maximum rate, at this time, is 21.00% and available terms of the loan are 6 – 48 months.  *APR = Annual Percentage Rate. Rate based on credit approval. Available through December 31, 2023.  **Foreign Transaction Fee is 1% of each transaction in U.S. dollars if the transaction involves a currency conversion. 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion.***For example: a 36-month term (3 year) signature loan for $3,000 at a fixed rate of 11.50% APR would result in a monthly payment of $99.00  A monthly payment of $99.00 for 35 months would result in $3,564 being paid over the term of the loan.  Therefore, the cost of the loan is $564, as relevant to this example.


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