IRAs

Individual Retirement Accounts

Individual Retirement Accounts (IRAs) are great tools to help you stockpile your money, all the while earning great dividends. We offer both Traditional IRAs and Roth IRAs. Certificates of Deposit IRAs can be opened with just $500 with terms 12-60 months - yeah baby! Savings account IRAs are also available with our IRA Saver product. You may deposit funds at any time, up to the IRS limits. No minimum balance required. 

Traditional IRA

With a Traditional IRA, deposits, or contributions, are tax-deductible. So you pay less income tax in the year contributions are made. Your earnings always grow tax-deferred which means taxes are only paid when the money is withdrawn from the IRA.

Roth IRA

With a Roth IRA, contributions are nondeductible and taxed in the year they are earned. The Roth IRA features tax-free withdrawals for certain distribution reasons after a five-year holding period.


To open an IRA:

  • Call us at (563) 355-0152 or (800) 426-5241, Ext. 1
  • Stop in to any of our convenient locations as we would love to see you!

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