Earn up to $375
Banking at Ascentra IS DIFFERENT
Come be a member-owner, because where you bank matters.
For 75 years, we’ve stayed true to our mission; to help those in need. To serve. To lift the lives of others. Credit unions are different, we are owned by our members - YOU. We give people a chance when others turn them away.
We don’t stop at just serving our members. We invest in our communities by giving our time, talent and treasure. In 2024, between Ascentra and the Ascentra Credit Union Foundation, we financially blessed over 100 non-profit organizations who focus on youth development, financial wellness, reading literacy, food insecurity, homelessness, economic development, and financial inclusion. 127 of our staff members touched 90 different organization by volunteering 1,974 hours of their time and talents! This is what WE are about, this is what makes Ascentra different!
Use code: EARN375
Join Ascentra TODAY!
Earn up to $375
Start by opening a savings and checking account with the potential to earn even more1.
Come be a member-owner, because where you bank matters. We are a community-based credit union which means anyone that lives and works in the communities we serve can be a member2, so come be a part of the difference.

$25 Credit Report Review: Become a member and complete a credit report review at savings account opening.

$50 Direct Deposit: Make 5 direct deposits of at least $250 each within 180 days of account opening.

$75 Debit Card: Complete at least 10 transactions per month within 180 days of account opening.

$50 Digital Banking/Mobile App & eStatements: Enroll within 30 days of account opening.

$25 Ascentra Visa Credit Card3: Apply and accept a personal Visa Credit card at account opening.

$50 Ascentra Visa Credit Card Balance Transfer4: Transfer balances totaling $2,500 or more within 60 days of credit card account opening.

$100 Auto Loan5: Apply and accept an auto loan with a minimum loan amount of $5,000 within 180 days of account opening. Refinance from another lender or get a new or used auto loan with Ascentra.
1Valid for personal accounts only. Offer is exclusive to new members only. The primary account holder must be 18 years of age or older, must be a new member to Ascentra and open a membership savings and checking account to qualify. Incentive payout will be one total amount paid 180 days after account opening based on all qualified incentives met. Offer qualification time runs from 6/1/25 – 9/30/25. Offer limited to one account per new member. 2Field of membership includes the Iowa counties of Cedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott and Washington and the Illinois counties of Carroll, Henry, Jo Daviess, Knox, Mercer, Peoria, Rock Island and Whiteside. 3Approval is based on credit worthiness and offer applies on acceptance of credit card at account opening. 4Approval is based on credit worthiness and offer applies on acceptance of balance transfer totaling at least $2,500 within 60 days of credit card opening. 5Approval is based on credit worthiness and offer applies on acceptance of auto loan with a minimum loan amount of $5,000 within 180 days of account opening. Must be a refinance from another lender or a new or used auto loan with Ascentra. Federally insured by the NCUA.
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Checking Accounts
Whether you’re looking for a rewards program, no service charges, or overdraft protection, we have a checking account that fits your needs.
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Ascentra Anywhere
Ascentra Anywhere allows you to do all your banking with the click of a button or tap of your finger. This includes our Mobile App, Pay Bills, Financial Tools, Digital Wallets, and Mobile Payments. It’s banking made easy, anywhere!
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Savings Accounts
Everyone needs one, but how do you decide which one to go with? Luckily, we have multiple options to choose from to meet everyone’s needs. If that isn’t enough, we also offer special savings accounts for Christmas and Vacation funds.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)6.125View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.25View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR