Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel.
Retirement doesn’t happen by accident, careful planning can help build a nest egg to sustain the kind of retirement you want.
Start by creating a spending plan. Know how much money is coming in, and going out each month.
Take advantage of any employer plans like a 401(k). Some employers match a percentage of your contributions.
You may start a separate IRA If your employer does not offer retirement benefits, or as a supplement.
These general guidelines can put retirement into perspective, but are no substitute to creating YOUR retirement plan.
It is important to talk to a financial advisor that can help you get on track to retirement.
The professionals at Ascentra Retirement and Investment Services, can develop, implement and review a strategy designed to meet your current and future goals.
Think of retirement as a destination, your plan as a road map that will get you there, and your financial advisor as your planner and personal guide!