Board of Directors

Larry W. Ridenour, Chairperson


Davenport, Iowa resident Larry Ridenour was initially elected to the credit union board of directors in 1991 and again in 1993 serving to present date. Larry joined ALCOA Davenport Works in 1966 retiring after 30 years as CAD CAM Programmer. Larry is the past Chairperson of ALCOA DavPak and a member of the 25 year club. Larry received an associate's degree in numerical control programming, computer aided drafting and CAD CAM Programming. Larry has served in the capacity as Chairperson of the board of directors, Vice- Chairperson, Chairperson of the credit and audit committees, ALCO committee, and has served as the Chief Financial Officer. 


Larry currently serves as the Chairperson of the Board, Executive Committee Chairperson, Staff Personnel Policies Chairperson, Board & Director Policy Updates Chairperson, Cyber Committee Chairperson, Ascentra Credit Union Foundation Chairperson and ALCO Committee Chairperson. He has additionally served on the Building, Nominating, Strategic Planning, Disaster Recovery and Marketing Committees. He was the recipient of the Iowa Credit Union 2014 Cooperative Spirit Award for exemplifying the spirit of the Credit Union industry and the communities they serve. 


During Larry's tenure on the credit union board of directors he has completed the financial achievement program and CUNA’s Professional Development Program. This experience has given him significant insight into the operation of the Credit Union. Larry was instrumental in forming the Ascentra Credit Union Foundation to focus on large-impact community giveback. The foundation has been up and running for a couple years now and has made a positive impact on the lives of many.


Troy Smith, Vice Chairperson

Centerville, Ohio resident Troy Smith was elected to the credit union board of directors in February 1995. In 1989, he joined ALCOA, Inc. as a mechanical engineer. Troy worked in the maintenance, engineering and marketing departments until 2004 when he accepted a corporate position as consultant to all rolling locations worldwide. On January 1, 2008, Troy left Alcoa to become General Manager of Chrome Deposit Corporation; a company specializing in grinding, texturing and chrome plating rolls for the steel and aluminum industry. While this change in jobs caused Troy and his family to relocate to Ohio, the California native still considers the Quad Cities his 'home' along with his wife, Jardelina, 16-year-old daughter, Leticia, and 8-year-old son, Gabriel. 

Troy received his bachelor’s degree in mechanical engineering from the West Virginia Institute of Technology and a MBA from St. Ambrose University. Troy serves as the Vice Chairperson, Building Committee Chairperson and Strategic Planning Session Chairperson. He has additionally served as the Chairperson, Vice Chair, Chief Financial Officer, Credit Committee Chairperson; and on the Executive, Nominating, Directors Policy, ALCO, Building, and Staff Personnel Policies Committees at the credit union.


Woody Perkins, Credit Committee Chair
Woody attended the College for Financial Planning in Denver and Black Hawk College. He was a Certified Financial Planner for 25 years. He has been affiliated with the credit union since 1999 and was elected to the board in 2007. Woody is retired as the CFO at Nehlsen Communications where he worked for over 31 years. He currently serves as the Credit Committee Chair. He has served as the board Treasurer and on the Audit Committee. He is a board member for Boys and Girls Club of the Quad Cities, and President and Treasurer of Valley Shelter Homes. He is Treasurer at Edwards UCC church and currently serves on the Endowment Board. He has served as a mediator for Scott County Small Claims Court, and serves as an arbitrator with the Financial Industry Regulatory Authority (FINRA). 


Elaine Reid, Secretary
The Muscatine resident is a retired administrative assistant from BT Prime Mover after 34 years of service. She studied bookkeeping and accounting while attending a community college. Her volunteer activities besides serving on the credit union board of directors include being a board member for the local chapter of the American Red Cross as well as the Quad City American Red Cross Board. She is a past regent of the Catholic Daughters of America, and delivers Meals on Wheels. Elaine received the 2011 Chapter Chair Award for outstanding service to the American Red Cross. As a Master Gardener, she also pursues her gardening hobby. She joined the credit union board in 1999. She has served on the Auditing, Board Policy Updates, Nominating and Disaster Recovery committees. Currently, Elaine serves as Secretary of the Board.


Gary Schocker, Audit Committee 

Gary Schocker returned to the credit union board in February 2000, after having served a two-year term from 1992 to 1994. He completed 2 years at Iowa State, studied accounting at Palmer Junior College, and has over 25 years’ experience in updating and training on Income Tax preparation. Gary has been with ALCOA for over 29 years. His volunteer activities include serving as a soccer official, former Dad's Club member, choir member for his local church, and member of Barbershop Harmony Society (close harmony a-cappella style music). Gary currently serves as Auditing Committee Chairperson and has served on the Executive, Building, Credit, Personnel and Board Policy Updates Committees. 


Larry Ketelsen, Credit Committee Secretary 

Larry Ketelsen is a resident of Clinton, Iowa and joined the Members Choice Community Credit Union Board of Directors in 1969. He served as Vice Chairman, Chairman of the Audit and Credit Committees, and on the Executive Committee. He currently serves as Credit Committee Secretary. A graduate of Clinton Community College with an associate's degree, Larry is a retired Lab Technician. He worked for Clinton Corn for 21 years and Sethness Products for 25 years. Larry was the recipient of 2015 Heritage Award given by the Iowa Credit Union League to individuals demonstrating extraordinary commitment, service and leadership in the credit union movement. Larry enjoys golf, and volunteering at Zion Lutheran Church, Relay for Life, as well as, Habitat for Humanity. He and his wife, Margo, have two sons and one granddaughter.


Dan Birdsley, Audit Committee Secretary

Dan Birdsley is a life long resident of the Clinton and Camanche area. He holds a bachelor's degree in business administration from St. Ambrose and joined the Members Choice Community Credit Union Board of Directors in 1998. During his time on the Members Choice Community Credit Union Board of Directors he served on the following board committees: Audit, Credit, Executive, Nominating, Personnel, and has served as the board Secretary. He currently serves as the Audit Committee Secretary for the Ascentra Credit Union Board of Directors. He has served with the Clinton County Sheriff's Department for 30 years and retired in 2013. Dan has served on the Board of Directors for Prince of Peace Catholic School. He and his wife, LeeAnn, reside in Clinton and have two children and five grandchildren. They are both active members of the Church of the Visitation in Camanche.


Laura Curtis, Audit Committee Chair

Davenport, Iowa resident Laura Curtis has been employed with PB Leiner, formerly known as Hormel Foods Corporation, for over 20 years. Her current position is Sr. Accounting Associate. Laura received her MBA from the University of Iowa with a concentration in strategic management & consulting and an emphasis in marketing. She received her Bachelors of Business Administration from St. Ambrose University. She currently serves on the board of directors for St. Ambrose University Alumni and previously served on the board of directors for Animal Aid Humane Society. 

Laura is originally from Dubuque. She graduated from Andrew Community High School in Andrew, Iowa and made the Quad Cities her home in 1992. Her community involvement activities include volunteering with the Scott County Health Department (Tobacco-Free Campaign) and Quad City Arts Festival of Trees. Laura has been affiliated with the credit union for over 20 years. Laura currently serves as the Audit Committee Chair.


Dirk Mooy, Credit Committee

Bettendorf, Iowa resident Dirk Mooy joined the credit union board of directors in March 2008. Dirk and his family moved to the Quad Cities in 1996, and joined the credit union shortly afterwards. After moving to the Quad Cities he worked as an environmental engineer for Preston Engineering, Inc. In 2000 he joined ALCOA, Inc. as a metallurgical engineer and has worked at Alcoa's Davenport Works and San Antonio Works facilities on process improvement activities and developing new products. Dirk volunteers on activities which promote active science and engineering learning for young people, and most recently participated in the Quad City Engineering and Science Council sponsored First Lego League competition, and the Alcoa sponsored Metallurgy Magic for local junior high school students. 

Dirk received bachelor's degrees in Chemical Engineering in 1996 and Metallurgical Engineering in 2000, along with minors in Economics and Chemistry, from the University of Missouri at Rolla. Dirk currently serves as Credit Committee Chair. He has served as the Treasurer and Disaster Recovery, Audit and Credit Committee Chairperson; member of the Audit, Credit, Strategic Planning Session, Disaster Recovery and Building Committees. 


Mary Soeder, Treasurer

Mary is a Bettendorf, Iowa resident and worked at ALCOA for 34 years in Supply Chain Management as a secretary, coordinator, order editor, plate planner and Customer Service Delivery Specialist. She retired in 2002 and is a current member of the Alcoa 25 year club. A graduate from Assumption High School and the American Institute of Commerce (AIC) in business, Mary has also completed Excel, Access and Word computer classes at Scott Community College. Mary currently serves as Treasurer. She has also served on the following board committees: Audit, Credit, Building, Nominating, Strategic Planning Session, Disaster Recovery and IT Technology. Mary is also a member of the Mississippi Valley Quilting Guild. 


Dale Owen, Director, President & CEO
Dale joined Ascentra Credit Union in August 1999 and is the President & CEO. Dale currently serves as Director as well as on the Building, Strategic Planning, ALCO and Ascentra Credit Union Foundation Committees. Before becoming President in September of 2013 he worked as EVP, Chief Lending Officer. In his position at the credit union, Dale provides leadership; direction and guidance to ensure the mission statement and goals as determined by the board of directors are accomplished. A self-proclaimed “reformed banker” Dale began his career in 1988 working in various positions for the former First National Bank of Moline. He has also worked as branch manager for the former Brenton Bank, Davenport, home equity manager and assistant cashier at the former Bank One Quad Cities, Moline, and mortgage loan representative for Marquette Bank, Galesburg. 
He received his master's degree in public administration from Drake University in Des Moines, bachelor's degree in public administration from Augustana College in Rock Island and associate degree in banking & finance from Black Hawk College in Moline. He also holds the Certified Chief Executive (CCE) designation from the Credit Union Executives Society (CUES). He has graduated from the CUES CEO Institutes conducted at the Darden School of Business at the University of Virginia, the Johnson Graduate School of Management at Cornell University; and The Wharton School at the University of Pennsylvania. 
Dale is actively involved in the community serving on the board of directors for the Iowa Credit Union League, Augustana College Alumni, Bettendorf Business Network and serves as Board Chair of the Iowa Credit Union Foundation & Community Business Lenders, LC. He has served on the Federal Home Loan Bank (FHLB) MPF National Advisory Council, CUNA System Governance and Structure Task Force Focus Group, Quad City DollarWise board, CMGMI National Insight Panel, Iowa Corporate Holding Company, LLC board, Iowa Credit Union League Payday Lending Task Force, past president and board member of the Great River Chapter of Credit Unions, past treasurer and board member of the Davenport Neighborhood Housing Service and past board member for the Quad City Credit Association. He has also been involved in the community as a volunteer for Children’s Miracle Network, Junior Achievement, United Way of the Quad Cities, Boys & Girls Club, Habitat for Humanity and Bethany for Children & Families. 
His awards and recognition include the National Lending Award presented by CUNA, Iowa Credit Union League's Cooperative Spirit Award, City of Moline Civilian Service Award and QC DollarWise Mayor’s Outstanding Professional Contribution Award.