Videos
Making Cents of Auto Loan Refinancing
“Today Ascentra is Making Sense of Auto Loan Refinancing”
Have you thought about refinancing your auto loan?
To start, look at your current interest rate and life of your loan.
Make sure your car is worth more than your loan by checking the NADA website.
Do your research and shop around by comparing your current rate.
But be aware, other lenders may charge application, refinancing or processing fees.
Check your credit history. If you’ve been making consistent on-time payments, there is a good chance your credit score has improved, qualifying you for a lower interest rate.
When refinancing, be careful not to extend the life of your loan as it can cost you more in the long run and can affect the trade-in value of your vehicle.
Even if your rate saves you a small amount per month, think of how much you will save over the lifetime of your loan.
Figure out what’s best for you and cruise on down to Ascentra and see how much you can save!
- Auto
- Making Cents

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Fixed Rate Mortgage
10 & Done (10 Year Fixed)6.25View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.75View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR