CURewards
Explore Your Benefits
You may NOW register your debit card. Then all the points you've earned since activation, in March, will be available in your rewards points total. You will start earning points on your NEW Ascentra Visa® Credit Card once you have activated your card.
Getting Started
- Click "Claim What's Yours".
- Register your NEW Ascentra Visa® Debit and/or Credit card (each card requires separate registration and login).
- Bam! The points you've earned since activating your new Ascentra Visa® Debit Card should already show in your points balance.
- Review and visit the tabs at the top of the site for points, redemption options and the Shop Mall, then follow the prompts to start the process.
- It’s that easy, now get out there and enjoy your rewards!
From Sneakers to Supplies - Get More With Every Purchase!

Get rewarded while you shop for the upcoming school year. On August 1 and 2, during Iowa’s tax-free weekend, earn 2X CURewards® points when you use your Ascentra Visa® Debit or Credit Card on qualifying back-to-school purchases*.
Mark Your Calendars:
This 2-day, 2x rewards event is only available August 1-2, so don’t miss the chance to get more back!
How it Works:
Use your Ascentra Visa® Debit and/or Credit Card for eligible purchases to earn double the points:
- Qualified Debit Purchases = Earn 2 points for every $3 spent.
- Qualified Credit Purchases = Earn 3 points* for every $1 spent.
What’s Eligible?
- Printing and Publishing
- Office furniture
- Office and photography equipment
- Electronics, accessories and software
- Office supplies, printing and writing paper.
- Footwear and shoe repair
- Groceries
- Clothing and accessories (men/women, boys/girls and children/infants)
- Musical instruments and sheet music
- Second-hand store purchases
- Bicycles, sporting goods and supplies
- Book stores
- School supplies
- Hobbies, toys and games
- Luggage
- Cosmetics, beauty supplies and haircuts
- Elementary and secondary school purchases
- Colleges and university purchases
*Credit card reward points earned daily will be available for redemption on the cardholder’s next statement cycle. Ascentra is not affiliated with Iowa’s tax-free weekend. To see if your state participates in tax-free weekends and what items are eligible, visit your state’s Department of Revenue website. The member earns points per cardholder and per card and will need to register each card separately on the CURewards website. Federally insured by NCUA.
Maximize Your Everyday Spending with Ascentra's CURewards Program!
Looking to get more from your debit and credit card purchases? At Ascentra our exclusive Rewards Program, CURewards, turns everyday spending into valuable perks. Whether you're buying groceries, filling up your gas tank, or shopping online, EVERY Visa® transaction made with your Ascentra Debit or Credit card earns points that can be redeemed for cash back, travel, merchandise and more.
As a member-owned financial institution, we’re proud to offer a rewards program designed to give back to you!. Start earning points today and...
Claim What's Yours!
A brand new rewards program that is already working for you!
- Easier - Start earning points* with your first purchase, no registration required.
- Faster - Earn points daily and view your totals in Digital Banking and on the app.
- Bigger - Earn up to 200,000 points on every card**.
- Better - Earn points for online and retail purchases on BOTH debit and credit cards.
Redeem your points anyway you like:
Cash back, quality merchandise, exciting travel or for donation to the Ascentra Credit Union Foundation. A rewards program built for YOU!
*Credit card rewards points earned daily will be available for redemption on the cardholder's next statement cycle. **Member earns CURewards points per cardholder and per card, and will need to register each card separately on the CURewards website. Federally insured by NCUA.
New Point Accumulation
Ascentra Visa® Debit Card Points
- Personal: $3 spent = 1 point
- Business: $15 spent = 1 point
Ascentra Visa® Credit Card Points
(Starts earning in May, once you have activated your NEW credit card.)
- Personal: $1 spent = 1.5 points
- Business: $5 spent = 1 point
Maximum points a cardholder can earn in a year is 200,000. Points can be redeemed at any time.
Earn More, More and Even More Rewards Points Through the CURewards Shop Mall!
This NEW rewards website has a surprise perk for cardholders! It includes its own "Shop Mall", full of popular brand names that you can shop with and earn EXTRA POINTS! That's right, visit the Shop Mall under the "Earn" tab and visit stores to see their exclusive offers for Ascentra cardholders.
Exclusive Offers with...
- Apparel & Accessories
- Auto & Tools
- Beauty & Health
- Business Services
- Computers & Electronics
- Flowers & Gifts
- Food & Entertainment
- Home & Garden
- Kids & Toys
- Pets
- Sporting Goods
- Travel
Popular Brands such as...
- Banana Republic
- Tommy Hilfiger
- Ulta Beauty
- Bose
- Samsung
- Garmin
- Apple
- Lowes
- Home Depot
- Chewy
- Bass Pro Shops
- Oakley
- and much, much more
FAQs
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Checking Accounts
Whether you’re looking for a rewards program, no service charges, or overdraft protection, we have a checking account that fits your needs.
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Ascentra Anywhere
Ascentra Anywhere allows you to do all your banking with the click of a button or tap of your finger. This includes our Mobile App, Pay Bills, Financial Tools, Digital Wallets, and Mobile Payments. It’s banking made easy, anywhere!
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Vehicle Loan
We know our members personally and grant loans accordingly. Not only can you get a loan quickly and easily, but you will also receive a team of coaches and cheerleaders dedicated to your financial well-being. With Ascentra you can borrow smart and celebrate life with a new RV, 4-wheeler, boat, motorcycle, whatever your heart desires.