Firmando papeles.

Si Se Encuentra en un Aprieto por los Días Festivos, ­¡Consiga un Préstamo que Resuelva sus Preocupaciones!

Solicite un Préstamo de vacaciones de hasta $2,500 con APR* al 5.90% por 12 meses para ayudar a pagar los gastos de fin de año.



*APR = tasa de interés anual. La tasa de interés se basa en la puntuación creditica, el plazo, el crédito aprobado y los pagos automáticos. Disponible hasta el 31 de diciembre de 2023..

Líneas de Crédito, Préstamos Personales y de Consolidación

En definitiva, se trata de hacer lo que mejor se adapta a su situación – y, muy importante, cómo puede ahorrarle una cantidad considerable de dinero. Ya sea para consolidar deuda de tarjetas de crédito con altos intereses, o para gastos médicos o para tomarse esas vacaciones que tanto necesita, tenemos el préstamo que más le conviene.


Línea de Crédito No Garantizada

Una línea de crédito es como tener una tarjeta de crédito sin la tarjeta. Tiene acceso a un límite de crédito prefijado cuando lo necesita, sin necesidad de solicitar un préstamo. Necesita dinero – ¡transferencias sin cargo!  


  • El crédito es rotativo (disponible), permitiéndole obtener adelantos en efectivo sin tener que actualizar su solicitud de préstamo.
  • Se puede establecer como forma de protección de sobregiro, con transferencias en incrementos de $100.
  • Haga transferencias, pagos, y maneje su línea de crédito a través del Acceso a Cuenta por Internet o nuestra aplicación móvil. 
  • Préstamo con Garantía Sobre Saldo en Cuenta de Ahorros o Certificado de Depósito

    ¿Tiene un saldo en cuenta de ahorros o un certificado de depósito que prefiere no tocar? Genial – ¡garantía inmediata! Úselo para garantizar un préstamo para usted o un familiar. 

    Pague solo 3% APR por encima de la tasa en su cuenta de ahorro o 2% APR por encima de su Certificado de Deposito (CD).

  • Préstamo Para Establecer o Reestablecer su Credito (Credit Builder)

    En Ascentra sabemos que para empezar hace falta un punto de partida; por eso ofrecemos un Préstamo Credit Builder. Establezca o repare su crédito con un Préstamo Credit Builder de $500, que le ayuda a mejorar su puntaje de crédito y obtener tasas de interés más convenientes en préstamos futuros. 

    ¿Necesita ayuda para mejorar su puntaje de crédito? Nuestros Asesores Financieros Certificados están aquí para asistirlo. 
  • Préstamos Personales / A Sola Firma

    Éste es un préstamo sin garantía, con tasa de interés fija y un período de repago preestablecido. Es ideal si usted no tiene garantía.


Todas las Tasas de Interés

QCCT Renames Fundraising Project after Ascentra’s Late President & CEO, Dale Owen

  • mar. 15, 2021
QCCT Renames Fundraising DaleTen months prior to his passing in Nov. 2020, Dale was named one of three board chairs of the Quad City Cultural Trust, a private arts and culture supporter in the region.  At that time, he started working on a program to raise $250,000 to support art and culture programs in the Quad Cities. His plan was to leverage his connections in the Quad City financial industry to raise money.

In June 2020, he was diagnosed with stage 4 pancreatic cancer, and although his diagnosis was life changing, it didn’t stop him from completing his plan to raise these funds.  To accomplish this, he reached out to 11 local lending and banking institutions for support, including Ascentra Credit Union. He exceeded his goal by generating $500,000. The fund will match every $1 given up to $500,000 to support art and culture programs in the Quad Cities through QCCT.

“Knowing Dale’s passion for his community, it doesn’t surprise me that he continued to support this effort throughout his fight with cancer,” said Linda Andry, Interim President & CEO, Ascentra Credit Union. “He was always focused on others and making a difference. It’s just who he was.”

A Rock Island Native and Augustana College alum, Dale became tri-chair in Jan. 2020 when outgoing tri-chair, John Anderson, CEO at Quad City Bank & Trust, was leaving the board.  During this time Dale developed a plan to bring his competitors together to invest in the future of art and culture in the region.  This lead to the “Culture Matters Here Community Banking Project.”  His thought behind it was if the banking and lending sector could come together in the same way they did for COVID-19 relief, then they could strengthen the local economy by reviving one of the biggest economic drivers: art and culture. 

Five months later, upon learning of his diagnosis, Dale sent the following letter to his fellow tri-chairs:

“When I accepted the position as Tri-Chair for QCCT, I was excited to meet with you in person and tell you all the reasons I was thrilled to take on this role. I was going to tell you about my personal passion for art and culture and the incredible economic driver it is in our community.

“I was going to share with you the personal outlet it is for so many students in Scott and Rock Island County. I was going to tell you that the mission and vision of the Quad Cities Cultural Trust align so well with our belief system at Ascentra.

“I cannot in good conscience forfeit the impact I know we can still have if we come together. It would bring me such excitement to know that although my world has changed, that I was still able to take this project to the finish line with your help,” he wrote.

While Dale focused on his health, John Anderson returned as tri-chair to continue the plan that Dale had laid out and met with other community credit unions and banks to share Dale’s vision. By the fall of 2020, he had commitments from multiple financials including Ascentra Credit Union, Deere Employees Credit Union, DuTrac Community Credit Union, The Family Credit Union, Green State Credit Union, IH Mississippi Valley Credit Union, Quad City Bank & Trust, R.I.A Federal Credit Union, US Bank, Vibrant Credit Union and Wells Fargo.

Other QC credit unions and banks will be invited to donate in the future as well as residents of the community. There is no deadline for matching gifts to be made.

“Dale served in many aspects of the community and his reach was far and wide,” said Andry. “He was always ready to provide assistance or make valued connections so our communities could continue to thrive. He encouraged all of us to be of service to others, get involved, and to pay it forward.”

Dale joined Ascentra in 1999 as Vice President of Lending. From that point on, he was a fierce advocate of the credit union movement and improving the financial lives of others. Over the years, he fought against pay day lending businesses, participated in mortgage advisory committees, and served on the boards of Quad City DollarWise and Davenport Neighborhood Housing Service.  Dale’s service gave excellent insight to these efforts and organizations, ultimately protecting the consumer and providing resources to those in need. 

In 2013, Dale became President and CEO following the sudden passing of former President and CEO, Paul Lensmeyer. Dale and Paul both had a passion for community, and in particular, ensuring that our organization, Ascentra Credit Union, was a viable part it. 

Dale served with the Quad City Chamber Regional Opportunity Council, was a founding member of the Downtown Bettendorf Organization, and participated in the Bettendorf Business Network as well as the Bettendorf Development Corporation. He was a community volunteer, spreading his time and talents across many organizations, such as United Way of the Quad Cities, Boys & Girls Club, Junior Achievement, Children’s Miracle Network, Habitat for Humanity, Augustana Alumni, and Bethany for Children and Families. His reach even spread across Iowa, serving on boards with the Iowa Credit Union Foundation, Community Business Lenders Service Company, LLC, Affiliates Management Company, and the Iowa Credit Union League.