75 Años

Durante 75 años…

 

Nos hemos permanecido fieles a nuestra misión: ayudar a quienes más lo necesitan, servir a los demás e inspirar. Las cooperativas de crédito son diferentes: le pertenecemos a nuestros miembros – A Usted. Brindamos oportunidades donde otros dicen que no.

 

Nuestra historia comenzó en 1950, cuando el crédito era un lujo al que pocos podían acceder. Comprar una casa o un automóvil era inalcanzable para muchos. Fue entonces cuando un grupo de empleados comprometidos de Alcoa Davenport Works (hoy Arconic), en Riverdale, Iowa, se reunió en una pequeña sala en un sótano y fundó lo que entonces se llamó Alcoa Employees Credit Union. Su objetivo era sencillo: apoyarse mutuamente. Estos voluntarios trabajaban horas adicionales para otorgar préstamos pequeños pero significativos—a veces para que un compañero pudiera comprar carbón para calefacción, otras para que una familia pudiera dar el pago inicial de una vivienda.

Hoy, 75 años después, Ascentra ha crecido y atiende a más de 40,000 miembros en 20 condados de Iowa e Illinois. Con nueve sucursales ubicadas en Clinton, Muscatine y las Quad Cities, hemos ampliado nuestro alcance—pero nuestro espíritu sigue siendo el mismo. Vivimos bajo el lema “Escuchando, atendiendo, y haciendo lo correcto.” No es solo un eslogan—es nuestra manera de responder a las necesidades de nuestros miembros y de la comunidad.

No solo ofrecemos servicios financieros; caminamos junto a nuestros miembros—guiándolos, educándolos y apoyándolos en cada paso del camino. Creemos en construir comunidades más fuertes, porque eso es lo que nos hace diferentes. Eso es lo que nos hace Ascentra.

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Helping Members Sustain throughout the Pandemic

  • jun. 25, 2021
Ascentra credit card sitting under a mask on a desk
Many Ascentra Credit Union members needed assistance amidst the global pandemic. As a financial partner to its members and understanding the economic hardships they were facing, Ascentra rose to the occasion and found ways to help. Ascentra granted loan extensions for 13% of its membership, processed 768 Skip-A-Payments for $23,040 in waived fees, and issued 323 emergency loans totaling $969,236. In addition to this, Ascentra granted 71 mortgage forbearances for a total of over $6.5 million. 

Ascentra was also able to help business members with a combination of loan extensions and Payroll Protection Program (PPP) loans. The credit union processed 55 PPP loans, giving member businesses over $1 million to keep the doors open and stay afloat. 

As the need grew to assist members remotely, Ascentra launched its new Digital Banking. Members can now take advantage of an improved member experience, enhanced financial tools, real-time credit score monitoring, online chat, and easy transfers and remote deposits. Created with the member experience in mind, Digital Banking has the same look and functionality no matter what device is used. Members can receive the same benefits and great Ascentra service from their smartphone, tablet, and computer! 

Ascentra is for people, not for profit. During 2020, the Ascentra Credit Union Foundation donated to relief funds that directly impacted our local members and communities. $10,000 was given to the Iowa Credit Union Foundation’s (ICUF) Emergency Relief Fund to support Iowans with one-time $500 grants to small business owners and individuals experiencing hardship. In addition, $10,000 was donated to the Quad Cities Disaster Recovery Fund for support to organizations in Scott and Rock Island counties to fund long-term recovery efforts. For Ascentra, it’s not just about saving people money, it’s about doing what’s right.







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Helping Members Sustain throughout the Pandemic

  • jun. 25, 2021
Ascentra credit card sitting under a mask on a desk
Many Ascentra Credit Union members needed assistance amidst the global pandemic. As a financial partner to its members and understanding the economic hardships they were facing, Ascentra rose to the occasion and found ways to help. Ascentra granted loan extensions for 13% of its membership, processed 768 Skip-A-Payments for $23,040 in waived fees, and issued 323 emergency loans totaling $969,236. In addition to this, Ascentra granted 71 mortgage forbearances for a total of over $6.5 million. 

Ascentra was also able to help business members with a combination of loan extensions and Payroll Protection Program (PPP) loans. The credit union processed 55 PPP loans, giving member businesses over $1 million to keep the doors open and stay afloat. 

As the need grew to assist members remotely, Ascentra launched its new Digital Banking. Members can now take advantage of an improved member experience, enhanced financial tools, real-time credit score monitoring, online chat, and easy transfers and remote deposits. Created with the member experience in mind, Digital Banking has the same look and functionality no matter what device is used. Members can receive the same benefits and great Ascentra service from their smartphone, tablet, and computer! 

Ascentra is for people, not for profit. During 2020, the Ascentra Credit Union Foundation donated to relief funds that directly impacted our local members and communities. $10,000 was given to the Iowa Credit Union Foundation’s (ICUF) Emergency Relief Fund to support Iowans with one-time $500 grants to small business owners and individuals experiencing hardship. In addition, $10,000 was donated to the Quad Cities Disaster Recovery Fund for support to organizations in Scott and Rock Island counties to fund long-term recovery efforts. For Ascentra, it’s not just about saving people money, it’s about doing what’s right.