Personal Loans
Loan Type | Term | Annual Percentage Rate (APR*) as low as |
Share-Secured Loans Secured with Savings | 3% Above rate on deposit account | |
Share-Secured Loans with CD | 2% Above rate on CD | |
Unsecured Line of Credit | 13.50% APR Variable | |
Visa Credit Card** | 9.88%-17.88% APR based on creditworthiness | |
Signature loans - No collateral required*** | 11.50% APR (Rate is based on credit score and automatic payment) |
The rates listed are standard rates for signature loans and are subject to change without notice according to market conditions. Rates are based on credit score, term, approved credit, and automatic payments. Maximum rate, at this time, is 21.00% and available terms of the loan are 6 – 48 months.
*APR = Annual Percentage Rate. Rate based on credit approval.
**Foreign Transaction Fee is 1% of each transaction in U.S. dollars if the transaction involves a currency conversion. 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion.***For example: a 36-month term (3 year) signature loan for $3,000 at a fixed rate of 11.50% APR would result in a monthly payment of $99.00 A monthly payment of $99.00 for 36 months would result in $3,564 being paid over the term of the loan. Therefore, the cost of the loan is $564, as relevant to this example.
Mortgage Loans
Type | Rate | APR | Estimated Payment |
Fixed Rate Mortgage - 10 & Done (10 Year Fixed) | 6.25 | 6.296 | |
Fixed Rate Mortgage - 15 Year Fixed Rate | 6.375 | 6.467 | |
Fixed Rate Mortgage - 20 Year Fixed Rate | 6.875 | 6.95 | |
Fixed Rate Mortgage - 30 Year Fixed Rate | 6.625 | 6.682 |