Personal Loans

 

Loan TypeTermAnnual Percentage Rate as low as
Holiday Loan12 Mo.5.90% (up to $2,500)
Share-Secured Loans Secured with Savings
3% Above rate on deposit account
Share-Secured Loans with CD 2% Above rate on CD
Unsecured Line of Credit 13.50% APR Variable
Visa Credit Card 9.88%-17.88% APR based on creditworthiness 
Signature loans - No collateral required** 11.50% APR (Rate is based on credit score and automatic payment)
  

The rates listed are standard rates for signature loans and are subject to change without notice according to market conditions. Rates are based on credit score, term, approved credit, and automatic payments. Maximum rate, at this time, is 21.00% and available terms of the loan are 6 – 48 months. *APR = Annual Percentage Rate. Rate based on credit approval. Available through December 31, 2023. **For example: a 36-month term (3 year) signature loan for $3,000 at a fixed rate of 11.50% APR would result in a monthly payment of $99.00  A monthly payment of $99.00 for 35 months would result in $3,564 being paid over the term of the loan.  Therefore, the cost of the loan is $564, as relevant to this example.

 



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