Other Personal Loans

Lines of Credit, Consolidation, Personal Loans 

It really comes down to what makes the most sense for your situation - most importantly how it can save you some serious cash! Whether consolidating credit card bills, paying medical bills, or maybe you just want to take a much needed vacation, we can make sense of how our financial products can be put to work for you.

These are some of our lending products and services that can be use to help with your personal loans, consolidation, keep you afloat until next payday or even help establish your credit.


Unsecured Line of Credit

A line of credit is like having a credit card without the card. You can access a predetermined credit limit when you need it, without a need to apply for a loan every time you need money.

  • The line of credit gives you revolving credit to conveniently get cash advances without having to update your loan application
  • May be set up as your form of overdraft protection with transfers of $100 increments


Share-Secured Loans

This loan may be used to make sure you pay yourself back. If you have a savings deposit that you would rather not touch, you can use it to secure a loan for you or a family member. If you don’t have cash in your savings, this loan may also be used as a credit-builder loan.

  • Can be used to build credit with $500 deposited to your account to secure loan
  • Only 3% APR above rate on your deposit account


Personal / Signature Loan

This is an unsecured, fixed rate loan with a determined repayment period which is perfect if you don’t have collateral. 



It's easy to apply for a Line of Credit or Personal Loans: 

Ascentra Members – Within Online Account Access go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access, Enroll Now then apply through the Application Center. 

Not a member? – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations.