Home Equity Loans


Home Equity Loans
Following your dreams? Put your home’s equity to work for you!

Home Equity Line of Credit


With a Home Equity Line of Credit your loan is ready when you are. You can borrow up to 100% of the equity in your home for bill consolidation, home improvements, education expenses or to finance a car, boat, or other vehicle.

  • Gives you a line of credit from $5,000 to $250,000 with a low variable interest rate
  • Borrow up to 100% of your home's equity
  • Take up to 20 years to pay off the loan
  • Cash advances and payment protection available
  • Loan interest rate is reviewed quarterly and may vary
  • Interest paid on the loan may be tax deductible (check with your tax peeps on tax-deductible interest)

Home Equity Fixed Loan
A Home Equity Fixed Loan is a quick and easy loan that can help make that honey-do list into a honey-done list.
  • Borrow up to 100% of your home's equity
  • Payment protection is available
  • Repayment terms of up to 10 years
  • Interest paid may be tax deductible (check with your tax peeps on tax-deductible interest)


It's easy to apply for any Home Equity Loan:


Ascentra Members – Within  Online Account Access  go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access,  Enroll Now  then apply through the Application Center. 

Not a member?  – Go through the   Application Center , call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations. 

*An appraisal may be needed for a HELOC and closing costs will be required.