Home Equity Line of Credit


Turn your home's equity into cash!

Ascentra has a new Home Equity Line of Credit! Use it for travel, to pay off high interest debt, for a special project..... anything you can dream up!

  • 5.50% APR*
  • Borrow Up To 100% Of Home's Value
  • Up To 20 Year Term
  • Cash Can Be Used For Anything!

It's easy to apply for a Home Equity Line of Credit:
Ascentra Members – Within Online Account Access go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access, Enroll Now then apply through the Application Center. 

Not a member? – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations. 

*Home Equity Line of Credit rate based on credit score and LTV. An appraisal may be needed for a Home Equity Line of Credit (HELOC). APR = Annual Percentage Rate. The APR is variable and based on LTV. The Annual Percentage Rate is based on the Prime Rate and can change quarterly on the first day of January, April, July and October. The rate cannot change more than 1 percentage point per adjustment or more than 6 percentage points over the life of the loan. For a $50,000 home equity line of credit, for a term of 240 months with a 5.50% APR, the monthly payment will be $344.14