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Welcome aboard. And thank you for considering Ascentra credit union for your credit card of choice.

The financial well-being and security of our members are of the utmost importance to our team.

But before you apply, please pay attention to all the benefits that accompany the Ascentra Visa credit card

Unlike other financial institutions, our credit card has no annual fee. We know this might take your breath away, but please remember to put the oxygen mask on yourself before helping others.

You can transfer a balance from another credit card or loan to a center, a visa credit card for a low rate of 2.99% APR for the first six months. And you won't incur any fees.

If you're experiencing high interest on your current loan or credit card, please locate the nearest exit and head to your local Ascentra Branch.

Please remain seated as this next feature is sure to knock you off your feet. Our rates start as low as 9.88%. APR. That's roughly 10% less than the average credit card interest rate.

Stow all your reward points in your uChoose rewards account when you're ready, redeem gift cards or cash back.

As you get ready to take off on your next great adventure, we hope you'll choose Ascentra for one smooth ride.