CDs

Certificate Term*Dividend RateAnnual Percentage Yield
3 Months0.20%0.20% APY
6 Months0.50%0.50% APY 
9 Months0.55%0.55% APY
12 Months0.60%0.60% APY
15 Month**3.92%4.00% APY
18 Months0.65%0.65% APY 
19 Months***4.02%4.10% APY
24 Months0.75% 0.75% APY
26 Months****4.11%4.20% APY
30 Months0.85%0.85% APY
36 Months1.00%1.00% APY
48 Months1.19%1.20% APY
60 Months1.49%1.50% APY

*Minimum deposit for most terms is $500. Penalty for early withdrawal.

**Upon maturity, the 15-month certificate will renew to a 12-month certificate.

***Upon maturity, the 19-month certificate will renew to an 18-month certificate.

**** Upon maturity, the 26-month certificate will renew to a 24-month certificate.

IRA Certificates of Deposit are available at the same interest rates as our regular Certificates of Deposits. Certificates may be designated traditional or Roth IRAs. 91-day, 6-month and 9-month terms not available for IRA Certificates of Deposits. Other restrictions and requirements may apply. Rates subject to change.