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*This example considers a purchase price of $225,000, with a 20% down payment, and a loan amount of $180,000.  This does not include taxes and insurance. If taxes and insurance are included in your loan, your payment will be higher. The home loan rates and terms listed here are example only and are subject to change without notice. Other terms and conditions apply. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. Example is for purchase only.For more information contact any Ascentra Credit Union mortgage expert at 1.800.426.5241 ext.281.


Loan Type Term  Rate             APR
5/1 Adjustable Rate Mortgage 15, 20 or 30 Years 3.000% 3.128% APR
10/1 Adjustable Rate Mortgage 15, 20 or 30 Years 3.250% 3.248% APR

*This example considers a purchase price of $225,000, with a 20% down payment, and a loan amount of $180,000.  This does not include taxes and insurance. If taxes and insurance are included in your loan, your payment will be higher. The home loan rates and terms listed here are examples only and are subject to change without notice.Other terms and conditions apply. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. Example is for purchase only. For more information contact any Ascentra Credit Union mortgage expert at 1.800.426.5241 ext.281.


Did you know?

Did you know Ascentra offers homeowners insurance through TruStage Insurance Services? Make it easy and have everything all in one place.

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Comandos por Texto

Use estos simples comandos por texto para obtener información actualizada de su cuenta:  

BAL = Saldos de Cuenta Actuales

HIST + Alias de la Cuenta = Historial de Transacciones

HELP = Información de Contacto

ATM + Zip Code = Cajeros automáticos Cercanos

BRANCH + Zip Code = Sucursales Cercanas

STOP = Cancelar Servicio Bancario por SMS 

Get the CardValet App:

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Ascentra Anywhere - Digital Banking

Have all your banking at your fingertips and take Ascentra Anywhere! Get the control you expect to manage your finances with a full suite of convenient digital banking services that will have you making all the right money moves!

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Online Banking

Take Ascentra anywhere you have internet access! Transfer funds, apply for loans, open accounts, sign up for e-Notifications, pay bills with MyBillPay, and so much more. Accounts are also compatible with Quicken and QuickBooks.

 

Enroll Now

Ascentra Mobile App

MyMobile gives you fast access to your accounts – you get Ascentra Anywhere! Get just about all the functions offered within Online Banking and even deposit checks with your smartphone. You can also set up Text Banking and custom text alerts. Learn More

Card Valet

CardValet is an app that allows you to keep an eye on your Ascentra Visa Credit and Debit Card with your smartphone. You can turn your card “off” if you misplace it and turn it back “on” if you realized your card was in your coat pocket the whole time. OPE!

You can also set spending limits for yourself or your children, get alerts anytime your card is used, and more.

Learn More

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Reorder checks

You just looked in your checkbook and noticed that you are almost out of checks – Oh no!

Don’t worry you can easily order more checks for your Ascentra Checking Account by filling out and submitting a simple form.

Comandos por Texto

Use estos simples comandos por texto para obtener información actualizada de su cuenta:  

BAL = Saldos de Cuenta Actuales

HIST + Alias de la Cuenta = Historial de Transacciones

HELP = Información de Contacto

ATM + Zip Code = Cajeros automáticos Cercanos

BRANCH + Zip Code = Sucursales Cercanas

STOP = Cancelar Servicio Bancario por SMS 

Comandos por Texto

Use estos simples comandos por texto para obtener información actualizada de su cuenta:  

BAL = Saldos de Cuenta Actuales

HIST + Alias de la Cuenta = Historial de Transacciones

HELP = Información de Contacto

ATM + Zip Code = Cajeros automáticos Cercanos

BRANCH + Zip Code = Sucursales Cercanas

STOP = Cancelar Servicio Bancario por SMS 

With uChoose Rewards® you can shop like you normally would and watch the rewards add up. It’s the only rewards program that allows you to combine and redeem rewards points from your Ascentra Visa Debit and Ascentra Visa Credit Card purchases!

Earn points redeemable for concert tickets, a new HDTV, a fun-filled cruise, a charitable donation, get cash back, gift cards and millions of other exciting options!

Sign up for access to the uChoose Reward website where you can link all the debit and credit cards in your household, then manage and redeem all the pooled points!

Earn Points

Simply use your Visa Debit and Credit Card anywhere and earn points on purchases. Earn even MORE points at the participating retailers listed on the uChoose Rewards website.

*The only non-qualifying purchases will be ones made online with your Visa Debit Card, unless paying online through Visa Checkout, through the uChoose Rewards site or within sites and apps using Apple Pay.

Comandos por Texto

Use estos simples comandos por texto para obtener información actualizada de su cuenta:  

BAL = Saldos de Cuenta Actuales

HIST + Alias de la Cuenta = Historial de Transacciones

HELP = Información de Contacto

ATM + Zip Code = Cajeros automáticos Cercanos

BRANCH + Zip Code = Sucursales Cercanas

STOP = Cancelar Servicio Bancario por SMS 
  • Members 65 years or better receive checks for free and no service charges!
  • No charge for transactions conducted at ATMs owned by Ascentra Credit Union
  • 5 FREE ATM transactions/inquiries per month at ATMs not owned by the credit union. If you exceed 5 ATM transactions/inquiries per month at ATMs not owned by the credit union, the charge is $1.00 each.