Special Offers

Emergency Loan

To help with the financial hardships people may be facing, an Emergency Loan is now available that includes no payments for 60 days, interest rate as low as 2.99% APR, amounts up to $5,000 and terms up to 36 months. Rate based on credit approval. Limited time offer


Loan Payment Relief

Loan Extensions - Extensions can be used on qualifying loans where you and Ascentra agree to waive immediate monthly payments.

Mortgage Forbearance - Temporarily suspends your monthly mortgage payments for a specific time while you are experiencing financial hardship.

No Payment on Your Auto Loan for 60 Days!

Finance your dream ride with Ascentra on a new or used vehicle. No payments for 60 days on all auto loan terms, use code NP60 when applying. Interest rates as low as 2.90% APR* on 60-month terms only. *APR = Annual Percentage Rate. Rate based on approved credit. Current rate as low as 2.90% APR for 60 months on 2018 or newer vehicle, includes automatic payment rate discount. Rate subject to change. Limited time offer. The first payment will be applied to the interest accrued from the date the loan was funded and then remaining funds to the principal. Example payment $25,000 auto loan with the term of 60 months and a fixed rate of 2.90% APR would result in a monthly payment of $448.36.



Earn 2X the Points Aug. 7-8

Whether the kiddos are going back to a physical classroom or learning from home, they're still going to need all the back to school essentials. Earn 2x the points when using your Ascentra Visa® Debit or Credit Card on all qualifying purchases*. 


Not enrolled in uChoose Rewards? Make sure to register before you hit the mall. Go on, shop ‘til you drop!



New to uChoose Rewards? Register now.


*The only non-qualifying transactions are purchases made online with your Visa® Debit Card, unless paying online through Visa® Checkout, through the uChoose Rewards site, or within sites and apps using Apple Pay. Ascentra is not affiliated with Iowa's Tax Free Weekend. To see if your state participates in Tax Free Weekend, visit your state's Department of Revenue website.


We've got your ticket to summer fun. Purchase your ticket at any branch for $41 ($7 off the gate price!).


Do your taxes the easy way while saving money!


You can save time and money by using our TurboTax page to file your taxes.


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