Debit Card

Your Ascentra Visa® Debit Card works like an ATM Card and can also be accepted like a credit card  anywhere Visa is accepted with your money coming out of your checking account. 


Withdraw or deposit money in your savings or checking account at ATMs.  Best of all, you can reap the benefits of the best rewards program  uChoose Rewards


W ith uChoose Rewards you can combine your points when you link your Ascentra Credit Card   and earn more rewards, to earn great merchandise, event tickets, travel, statement credits and much more. 


Your debit card features:


  • No Annual Fee
  • Apple Pay Compatible
  • No charge for transactions conducted at ATMs owned by Ascentra Credit Union
  • 5 FREE ATM transactions/inquiries per month at ATMs not owned by the credit union. If you exceed 5 ATM transactions/inquiries per month at ATMs not owned by the credit union, the charge is $1.00 each
  • Line of credit loans are available for Overdraft Protection


Debit Card, Is it Fraud or Dispute?  |  Debit Card Dispute Form  |  Debit Card Fraud Form


It's easy to apply for a Visa® Debit Card & Checking Account:


Ascentra Members  – Within  Online Account Access  go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access,  Enroll Now  then apply through the Application Center. 

Not a member?  – Go through the   Application Center , call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations. 

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