Personal Loans

Signing paperwork

Lines of Credit, Consolidation, Personal Loans

It really comes down to what makes the most sense for your situation - most importantly, how it can save you some serious cash! Whether consolidating high interest credit card debt, paying medical bills or maybe you just want to take a much-needed vacation, we can find the best loan for you.


Ascentra Members


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Non-Ascentra Members


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Unsecured Line of Credit

A line of credit is like having a credit card without the card. You have access to a set credit limit when you need it, without a need to apply for a loan. Need money? No transfer fees ever! Forever-ever? Forever-ever!  


  • Gives you revolving credit so you can conveniently get cash advances without having to update your loan application.
  • Can be set up as a form of overdraft protection with transfers in $100 increments.
  • Make transfers, payments, and manage your line of credit through Digital Banking or our mobile app.


PayUp is a free person-to-person payment service for debit card holders which allows you to quickly and securely send money from Digital Banking.

Splitting the cost of lunch with a friend? PayUp! Need to pay your babysitter but don't have cash? PayUp! 

Just log into Digital Banking, click on "PayUp Person to Person" under "Transactions" and start typing in the name of the recipient. PayUp will automatically insert their phone number if they are a contact in your phone. Super convenient! 

You can even repeat your transactions so you don't have to start over every time your friend buys you a coffee. Best of all, this service is free!
Mobile phone with PayUp landing screen

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