Whether you’re looking to transfer other higher interest rate credit card balances or just want to reap the generous benefits of the Ascentra Visa credit card with uChoose Rewards – we’ve got you covered.
- Low Balance Transfer Rate - 2.99% APR* introductory rate for the first six months following the transfer. After that, your APR will be 9.88% to 21%, based on your creditworthiness
- No Balance Transfer Fee
- 25-Day Grace Period for Purchases
- uChoose Rewards
- Mobile Wallet Compatible
- MyMobile App - Transaction details and payments
- No Transaction Fee - Get cash whenever you need it.
- Instant Cash Advances - Use your card to get quick cash at more than 65,000 automated teller machines (ATMs) and banking outlets around the world - with no transaction fees
- Cash Advance Rate same as the Purchase Rate
*2.99% APR is an introductory rate for the first 6 months. After that, your APR will be 9.88% to 21%, based on your creditworthiness.
It's easy to apply for a credit card:
Ascentra Members – Within Online Account Access go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access, Enroll Now then apply through the Application Center.
Not a member? – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations.