Apply for a Credit Card

Whether you’re looking to transfer other higher interest rate credit card balances or just want to reap the generous benefits of the Ascentra Visa credit card with uChoose Rewards – we’ve got you covered.
  • Low Balance Transfer Rate - 2.99% APR* introductory rate for the first six months following the transfer. After that, your APR will be 9.88% to 21%, based on your creditworthiness 
  • No Balance Transfer Fee
  • 25-Day Grace Period for Purchases
  • uChoose Rewards 
  • Mobile Wallet Compatible 
  • MyMobile App - Transaction details and payments 
  • No Transaction Fee - Get cash whenever you need it. 
  • Instant Cash Advances - Use your card to get quick cash at more than 65,000 automated teller machines (ATMs) and banking outlets around the world - with no transaction fees  
  • Cash Advance Rate same as the Purchase Rate


*2.99% APR is an introductory rate for the first 6 months. After that, your APR will be 9.88% to 21%, based on your creditworthiness.

It's easy to apply for a credit card: 

Ascentra Members  – Within Online Account Access go to the Application Center section, and then click on Loans/New Accounts. Members without Online Account Access, Enroll Now then apply through the Application Center. 

Not a member?  – Go through the Application Center, call 563-355-0152 or 1-800-426-5241, ext. 1, or stop in to any of our convenient locations.