Business Accounts
Business Accounts
Small businesses and non-profits make the world go 'round. At Ascentra Credit Union, we believe this 100%. As a credit union founded by hard-working individuals looking to better the lives of their families and co-workers, we are committed to our people helping people philosophy. We want to see you thrive!
To Open An Account:
- Call us at (563) 355-0152 or (800) 426-5241 to speak with an Account Officer or Member Business Expert.
- Stop into any of our convenient locations as we would love to see you!
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Simply Business Checking Account
- No minimum balance
- Free Visa Debit Card
- Minimum monthly service fee of $10.00 + tax ($5.00 if signed up for e-statements)
- 500 free check clearings and checks deposited per month, $0.15/check + tax thereafter
- $5,000 minimum average daily balance to waive monthly service fee
- Qualifies for Courtesy Pay
- Overdraft Protection
- Monthly dividends earned if the average daily balance is $1,000 or more
- Convenient access of your money through ATM/Debit Card and Digital Banking
- Compatible with QuickBooks software
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Simply Non-Profit Checking Account
- No minimum balance
- Free Visa Debit Card
- Minimum monthly service fee of $5.00 + tax (FREE if signed up for e-statements)
- 200 free check clearings a month, $0.10/check + tax thereafter (Includes deposit terms)
- $5,000 minimum average daily balance to waive monthly service fee
- Overdraft Protection
- Monthly dividends earned if the average daily balance is $2,000 or more
- Convenient access of your money through ATM/Debit Card and Digital Banking
- Compatible with QuickBooks software
Mobile Check Deposit
Mobile Check Deposit is a feature on Ascentra’s Mobile App that is designed to make it easy and convenient to deposit checks anywhere, anytime from your camera enabled smartphone or tablet into your business checking account or your personal checking account.
You can manage both personal and business accounts with one app by simply logging into the designated account you want to manage.
Mobile Check Deposit is ideal for small businesses and non-profits depositing less than 20 checks per month via Mobile Check Deposit. If your business deposits more checks, contact our Member Business Experts for help finding the Merchant Services option that is right for you.
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Business Loans
Congrats on the new business! We understand that this is a very exciting time, but you might need funds to get started. That’s why we offer business loans for real estate, commercial and more. So head on over to our place and we’ll help you get started on your place.
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Merchant Services
More and more people prefer the convenience of paying with cards instead of carrying cash. To make it easier for business to accept various types of payments, we have partnered with the industry leader, FirstData, to meet your payment processing needs and more.
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Personal Loans
Unsecured line of credit. Share-Secured loan. Personal/signature loan. They may have different names, but they all have one thing in common. These are financially safe and responsible ways to build or establish credit and can help keep you afloat until payday. Most importantly, they help you save some serious cash.
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)7.125View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as6.75View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR
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Ascentra Cares Apr 15, 2024
Trinity Health Foundation receives $50,000 Donation from Ascentra Credit Union
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