Ascentra Visa Credit Card Holiday Rate

Use your Ascentra Visa Credit Card for purchases now through Dec. 31, 2017 and lock in this rate through your June 2018 billing cycle.* Learn More.

Holiday Loan 9.90% APR for 12 Months

Help pay for those end of year expenses with a LOW interest rate.** Learn More.

Take a Break from Your Loan!

You can pick one payment to skip this November, December, or January from a qualified loan! A processing fee of $30 per loan will be assessed.*** Learn More.

Pay Fast, Pay with your Phone!

Apple Pay and Samsung Pay are another safe, fast and convenient way to use your Ascentra Debit and Credit Cards while earning uChoose Rewards points. Learn More.

Let Them Choose Their Gift!

Whether you are out of ideas, time, or simply don't want to go wrong, get them a gift card or cash. We have FREE holiday currency envelopes for members at our branches! 

Check out our awesome rates

Disclosure Information

* This offer good through your June 2018 billing cycle on credit purchases made between November 1, 2017 and December 31, 2017. Promotional rate subject to qualification. After your June 2018 billing cycle, the rate will return to the current rate indicated on your statement. Ascentra Visa card must be opened by October 28, 2017 to qualify for savings rate.

** Rate based on credit approval. Available through December 31st, 2017

*** Offer excludes Visa Credit Cards, any other open-end lines of credit, or any loan secured by a dwelling. Maximum of two non-consecutive skip-a-pays are allowed per eligible loan per calendar year. A $30 processing fee per loan covers all payment frequencies (maximum of 4 weekly, 2 bi-weekly, 2 semi-monthly or 1 monthly) for a 30 day period. Please allow up to 10 days before the loan due date for processing. Maximum of 6 skip-a-pays per life of loan and not eligible for consecutive 30 day periods. First month’s payment must be satisfied for new loans to be eligible. Skip-a-pays are not eligible in conjunction with loan extensions or delinquent/past due loans. If you have GAP Protection, any amount of the loan that is skipped may not be covered under the GAP Protection policy. Other restrictions may apply.