Double rewards points for Black Friday!

This year on Black Friday, earn double the rewards on purchases made with your Ascentra Visa Debit OR Visa Credit Cards! Not signed up for uChoose Rewards yet? Make sure to enroll before the big day so you earn those points!* Enroll Now

Ascentra Visa Special Holiday Rate 4.90% APR

Use your Ascentra Visa Credit Card for purchases now through Dec. 31, 2019 and lock in this rate through your June 2020 billing cycle.** Apply Now


Holiday Loan 7.90% APR for 12 Months

Help pay for those end of year expenses with a LOW interest rate.*** Apply Now


Take the stress off your holiday budget!

You can pick one payment to skip this November, December, or January from a qualified loan! A processing fee of $30 per loan will be assessed.**** Apply Now


Check out our awesome rates

Disclosure Information

*Non-qualifying transactions are purchases made online with your Visa Debit Card, unless paying online through Visa Checkout, through the uChoose Rewards site, or within sites and apps using Apple Pay.

**This offer good through your June 2020 billing cycle on credit purchases made between November 1, 2019 and December 31, 2019. Promotional rate subject to qualification. After your June 2020 billing cycle, the rate will return to the current rate indicated on your statement. Ascentra Visa card must be opened by October 31, 2019 to qualify for savings rate.

**X Rate based on credit approval. Available through December 31st, 2019

**** Offer excludes Visa Credit Cards, any other open-end lines of credit, or any loan secured by a dwelling. Maximum of two non-consecutive skip-a-pays are allowed per eligible loan per calendar year. A $30 processing fee per loan covers all payment frequencies (maximum of 4 weekly, 2 bi-weekly, 2 semi-monthly or 1 monthly) for a 30 day period. Please allow up to 10 days before the loan due date for processing. Maximum of 6 skip-a-pays per life of loan and not eligible for consecutive 30 day periods. First month’s payment must be satisfied for new loans to be eligible. Skip-a-pays are not eligible in conjunction with loan extensions or delinquent/past due loans. If you have GAP Protection, any amount of the loan that is skipped may not be covered under the GAP Protection policy. Other restrictions may apply.