Additional Services

Youth Clubs & Young Adult Programs

Jumpin' George Kids' Club

Great activities, savings incentives, learning opportunities, and tons of fun!

If you are within the age range of infant to 7 years old, then you can open a base share savings account with an adult and automatically become a member of the Jumpin' George Kids Club. All existing credit union members within this age category listed as the primary account holder on their savings account are automatically a member of the Jumpin' George Kids Club.

This program teaches the value of saving and provides rewards for the children reaching set goals. As you reach each savings goal, Jumpin' George leaps into action with gifts to reward young savers. Throughout the program, kids are encouraged to save money and taught the value of knowing about finances. For each accumulated $100.00 saved, our club members earn a free gift.

Sometime during the club members birthday month, Jumpin' George will send them a birthday card and they can bring it in for a free gift.

Thrive by Five™

Teaching Your Preschooler About Spending and Saving.

Children learn about money from many sources. Long before they enter school, they observe adults using money and buying things. They watch television daily and see thousands of commercials each year. Like it or not, money is a part of your preschooler's life.

For more information, activities and resources to help educate your preschooler, visit the Thrive by Five Web site.

Kickin' KidSaver Club

If you are in the age range of 8 - 14 years old, then you can open a base share savings account with an adult and you are automatically a member of the Kickin' KidSaver Club. All existing accounts with a child within this age group that is listed as the primary account member is automatically a member. As a Club member you can participate in the Kickin' KidSaver savings incentive program. The savings program helps teach the value of savings and provides rewards for reaching set goals.

For each $250.00 in accumulated savings, our club members earn a free gift.
Sometime during the club members birthday month, the Kickin' KidSaver Club will send them a birthday card and one coupon to redeem for a birthday gift.

Xtreme Financial Services

If you are in the age range of 15 - 17, then you can open a base share account with an adult and become a member.

The Program encourages saving with incentives.
Upon saving $500.00, or an additional $500 for existing accounts, the child receives a free gift.
Each $500.00 additionally saved thereafter receives a gift.

Club members also may qualify for the following:

Savings Accounts

Base Share Savings Account - Depositing just $5.00 establishes your membership in the credit union! Dividends (interest) are paid monthly on the average daily balance in the account.

Checking Accounts

There are three types of Checking Accounts to choose from that can be opened with a minimum deposit of $5.00. You may also qualify for an ATM card or Visa® Debit Card. Ask any Account Officer for additional information.

Freebee Checking

No minimum balance required
No monthly service charge
No per check charges
Unlimited transactions
Non-interest bearing (no dividends)

Economy Checking

No minimum balance required
Earn monthly dividends on average daily balance of $1,000 or more.
Overdraft protection available through a line of credit, or your savings account.
Pay $.20 per check charge.

A+ Checking

Avoid any monthly service charge by maintaining at least a $300.00 daily balance in your account.
Earn monthly dividends on average daily balance of $1,000 or more.
Overdraft protection available through a line of credit, or your savings account.
Keep at least $10,000 in savings, checking and/or loans at the credit union (exception credit card balance) and there is no service charge on your account, and receive several other free services.
Free box of checks with new account.

Loans

Our easy loan process allows you to apply online, over the telephone 7 days a week, 7 a.m. to 7 p.m. at 563-355-0152 or 1-800-426-5241, or stop in any of our offices located in Bettendorf (1710 Grant Street), Davenport (two locations… 1515 West 53rd Street and 1710 West 3rd Street), Moline (3005 7th Street) or Muscatine (2419 Park Avenue).

Auto Loans

We have several payment options to fit your individual need which can keep your payments even more affordable. Co-signer may be required.

Student Loans

There are student loan programs that the credit union can help you obtain. Ask an Account Officer for information on available programs. Co-signer may be required.

Scholarships

Each year the credit union provides two $1,000 college scholarships. One is provided to a high school junior or senior and the other is for a non-traditional student that has already earned a high school diploma or GED.

The scholarship may be used to help cover college expenses at any accredited undergraduate, graduate, or vocational school.

View the scholarship requirements or look in your January Member News newsletter or give us a call at (563) 355-0152 or (800) 426-5241 and we will mail you a scholarship packet.

Scholarship Information is in PDF format. In order to view and print it you will need Acrobat Reader. If you do not have this software, you can download it for FREE from Adobe.

On-Line Account Access

While you surf the net, you can easily transfer money from or to accounts over a secure line, check account balances, and much more through www.ascentra.org at no cost. Call us to apply and to set up your personal password.

"Sara" 24-Hour TeleService

With your password you can check your balances, or find out more information through "Sara" 24-Hour TeleService at 563-355-0152 or 1-800-426-5241, extension 2.

Debit Card

Use your Visa® Debit Card as an ATM card or use it like a credit card. Funds for purchases are withdrawn from your Ascentra Credit Union share draft checking account.

ATM Card

For quick cash anywhere you can find an ATM machine (with the Shazam or Cirrus logo) 24 hours a day, 7 days a week.

Freedom in Motion Program

Accounts Specifically designed for 18-22 year olds!

Now that you have reached the adult age of 18, it is important to manage your finances and build your credit for your future.

We have experienced staff that can help guide you through financial decisions and create a program to get you started.

Savings Accounts

Base Share Savings Account - Depositing just $5.00 establishes your membership in the credit union! Dividends (interest) are paid monthly on the average daily balance in the account.

Checking Accounts

Freebee Checking

No minimum balance required
No monthly service charge
No per check charges
Unlimited transactions
Non-interest bearing (no dividends)

Economy Checking

No minimum balance required
Earn monthly dividends on average daily balances of $1,000 or more.
Overdraft protection available through a line of credit, or your savings account.
Pay $.20 per check charge.

A+ Checking

Avoid any monthly service charge by maintaining at least a $300.00 daily balance in your account.
Earn monthly dividends on average daily balance of $1,000 or more.
Overdraft protection available through a line of credit, or your savings account.
Keep at least $10,000 in savings, checking and/or loans at the credit union (exception credit card balance) and there is no service charge on your account, and receive several other free services.
Free box of checks with each order.

Loans

Our easy loan process allows you to apply online, over the telephone 7 days a week, 7 a.m. to 7 p.m. at (563)355-0152 or (800)426-5241, or stop in any of our offices located in Bettendorf (1710 Grant Street), Davenport (two locations… 1515 West 53rd Street and 1710 West 3rd Street), Moline (3005 7th Street) or Muscatine (2419 Park Avenue).

Auto Loans

We have several payment options to fit your individual need which can keep your payments even more affordable.

Mortgage Loans

Multiple options from which to choose from competitive fixed and adjustable rates. Loan pre-approvals can be completed in less than 24 hours. We offers ARMs, along with 15 and 30 year fixed term repayment plans. Contact the mortgage department for more information.

Student Loans

There are student loan programs that the credit union can help you obtain. Ask an Account Officer for information on available programs.

Scholarships

The scholarship may be used to help cover college expenses at any accredited undergraduate, graduate, or vocational school.

View the scholarship requirements or look in your January Member News newsletter or give us a call at (563) 355-0152 or (800) 426-5241 and we will mail you a scholarship packet.

Scholarship Information is in PDF format. In order to view and print it you will need Acrobat Reader. If you do not have this software, you can download it for FREE from Adobe.

On-Line Account Access

"Sara" 24-Hour TeleService

With your password you can check your balances, or find out more information through "Sara" 24-Hour TeleService at 563-355-0152 or 1-800-426-5241, extension 2.

Debit Card

Use your Visa® Debit Card as an ATM card or use it like a credit card. Funds for purchases are withdrawn from your Ascentra Credit Union share draft checking account.

ATM Card

For quick cash anywhere you can find an ATM machine (with the Shazam or Cirrus logo) 24 hours a day, 7 days a week.

Visa® Credit Card

Our credit card has no annual fee, no transaction fees, low variable interest rate, and it provides a 25-day grace period. That means if you purchase something you have 25 days to pay off your credit card before interest will be charged to your account.

Investments

A Certificate of Deposit can be opened with just $500 and there are several terms (length of maturity) available from 3 months to 5 years. Dividends are earned daily and posted monthly on certificates. The annual percentage yield (interest earned) is based on the term. There are penalties for early withdrawal.