Rates

Loans

Rates are effective as of February 1, 2012 .

Vehicle Loans*

Loan Type	Term	Annual Percentage Rate as low as
New Vehicle (2011 - 2012)	24 months	3.49% APR
New Vehicle (2011 - 2012)	36 months	3.49% APR
New Vehicle (2011 - 2012)	48 months	3.49% APR
New Vehicle (2011 - 2012)	60 months	3.49% APR
New Vehicle (2011 - 2012)	72 months	4.99% APR
New Vehicle (2011 - 2012)	84 months	5.49% APR
Used Vehicles (2009 - 2010)	24 months	3.99% APR
Used Vehicles (2009 - 2010)	36 months	3.99% APR
Used Vehicles (2009 - 2010)	48 months	3.99% APR
Used Vehicles (2005 - 2008)	24 months	3.99% APR
Used Vehicles (2005 - 2008)	36 months	3.99% APR
Used Vehicles (2004 or older)	24 months	6.49% APR
Used Vehicles (2004 or older)	36 months	6.99% APR
New Motor Homes, Travel Trailers, Watercraft	72 months	5.75% APR
New Motorcycle	60 months	3.49% APR
Used Motorcycle (2009 - 2011)	60 months	5.75% APR
Used Motorcycle (2002 - 2008)	60 months	6.25% APR
Used Motorcycle (2004 - 2007)	36 months	3.99% APR

For example: A 60 month term vehicle loan for $15,000 at a fixed rate of 3.49% APR would result in monthly payment of $272.42. Rates listed above based on credit score and automatic payment.

Home Loans

Loan Type	Term	Annual Percentage Rate as low as
Home Equity Line of Credit		7.00% APR Variable
Home Equity Fixed Rate Loan	Three years	4.250% APR
Home Equity Fixed Rate Loan	Four years	4.250% APR
Home Equity Fixed Rate Loan	Five years	4.250% APR
Home Equity Fixed Rate Loan	Ten years	4.750% APR
1/1 Adjustable Rate Mortgage	15, 20 or 30 years	3.250% APR
3/3 Adjustable Rate Mortgage	15, 20 or 30 years	3.500% APR
5/1 Adjustable Rate Mortgage	15, 20 or 30 years	3.750% APR
10/1 Adjustable Rate Mortgage	15, 20 or 30 Years	4.000% APR
10 & Done Mortgage Freedom	10 years	3.990% APR
Investment Property Loans 5/1 only	15 or 20 Years	5.250% APR

For example: A 120 month term (10 years) Home Equity loan for $15,000 at a fixed rate of 6.25% APR would result in monthly payment of $168.52.

Home Equity Fixed Rate Loans have a fixed interest rate. You can finance up to 90% at the above rate or up to 100% for an additional 1% increase in the rate.

Home Equity Fixed Loans and 10 & Done Mortgage Freedom rate based on credit score and automatic payment.

Mortgage Loans are available at fixed and adjustable rates for up to 30 years. Contact any of our offices; or call (563) 355-0152 or (800) 426-5241 Ext. 281 for current rates.

Personal Loans

Loan Type	Term	Annual Percentage Rate as low as
Computer Loan	Three years	7.750% APR
Share-Secured Loans Secured with Savings		3% Above rate on deposit account
Visa Platinum Credit Card Line of Credit ***		9.88% - 21% APR based on creditworthiness
Signature Loans - No collateral required		11.50%

For example: A 36 month term (3 year) personal loan for $3,000 at a fixed rate of 8.75% APR would result in monthly payment of $63.40. Rates listed above for computer loans and signature loans are based on credit score and automatic payment.

Get .50% APR Discount on Hybrid Loan

Buy a hybrid vehicle and we will give you a .50% APR discount. Our way of showing how we can help support environmental issues.
Set up auto-pay when you close the Hybrid loan and you will get a 0.50% APR discount on the loan.
Ask us for additional information at (563) 355-0152 or (800) 426-5241.

2003 or older vehicles have a current rate of 6.49% - 6.99%, which is subject to change.

The rates listed are standard rates and are subject to change without notice according to market conditions. Rates based on term and approved credit. Use our Loan Calculator to determine loan payments.

To apply for a loan, use our Loan Application ; contact any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine, Iowa; or call TeleService at (563) 355-0152, or (800) 426-5241 Ext. 1.