Rates

Certificates of Deposit

Rates are effective as of April 1, 2013 .

Certificate Term	Dividend Rate	Annual Percentage Yield
91 Days	0.15%	0.15% APY
6 Months	0.30%	0.30% APY
12 Months	0.50%	0.50% APY
18 Months	0.60%	0.60% APY
24 Months	0.70%	0.70% APY
30 Months	0.75%	0.75% APY
36 Months	0.95%	0.95% APY
48 Months	1.09%	1.10% APY
60 Months	1.24%	1.25% APY

Dividend rate is .05% higher on single certificates of deposit with a balance of $50,000, .10% higher with a balance of $100,000, or .15% higher with a balance of $150,000. Minimum deposit for most terms is $500. Penalty for early withdrawal.

Certificates may be designated traditional or Roth IRAs. IRA Certificate of Deposits are available at the same interest rates as our regular Certificates of Deposits. 91 days and 6 months terms not available for IRA Certificates of Deposits. Other restrictions and requirements may apply. Rates subject to change.

To become a member or apply for these savings services, go to Membership Application; contact any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline, or Muscatine; or call TeleService at (563) 355-0152, or (800) 426-5241, Ext. 0.