Lending Services

Vehicle Loans

Make your dream car a reality by financing your new or used auto, truck, or van up to 100% of the dealer invoice price through Ascentra Credit Union.
New vehicles are those from the current or previous model year that have never been registered and have less than 5,000 miles on the odometer.
Get .50% APR discount on your new Hybrid vehicle loan. Ask us for details.
Used vehicles may be financed up to the current NADA retail value figure, with consideration for vehicle options and mileage figures.
You can even refinance your new or used vehicle currently being financed through another lender to save you money on your interest rate.
Finance your vehicle from 24 to 84 months with no down payment required.
The vehicle being purchased may be used as collateral; or any vehicle with a valid title may be offered as security on a loan.
Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
Loan payment protection is available.
Loan rate may vary and is based on term and approved credit.
To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.

Before you get behind those motorcycle handlebars, contact Ascentra Credit Union for a motorcycle loan.
With this fixed-interest-rate loan, finance the purchase of a new or used motorcycle, or refinance the motorcycle loan you have at another lender, and save money on the lower interest rate.
Finance up to 90% of the dealer invoice price on new motorcycles. Used motorcycles will be financed up to the current NADA book wholesale value, with consideration for options and mileage.
Terms are available from 24 to 60 months on new motorcycles and 24 to 48 months on used with no down payment required.
Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
Loan payment protection is available.
Loan rate may vary and is based on term and approved credit.
To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.

Finance your new or used custom van at a fixed interest rate and fixed term, at Ascentra Credit Union.
We can even refinance the custom van loan, you have with another lender to save you money on your loan interest rate.
Loan interest rate and term is based on the age of the van and amount financed.
New vans can be financed up to 80% of the dealer invoice price.
Used vans are financed up to the NADA book wholesale value.
Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
Loan payment protection is available.
Loan rate may vary and is based on term and approved credit.
To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.

If travel and entertainment are in your plans, Ascentra Credit Union can help you purchase the vehicles to carry you on land or sea.
Finance new or used motor homes, travel trailers or watercraft.
New vehicles can be financed up to 80% of the purchase price.
Used vehicles can be financed up to the current NADA book wholesale value figures, with consideration for options and mileage.
New vehicles and boats below $25,000 can be financed from 24 to 60 months at a fixed interest rate. Recreational vehicles and boats costing more than $25,000, may be financed from 24 to 84 months with a fixed interest rate or 120 months with a variable interest rate.
The maximum term for used recreational vehicles and boats under $25,000 is 48 months. Used vehicles and boats $25,000 or more have a maximum term of 72 months with a fixed interest rate and 96 months with a variable interest rate.
Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
Loan payment protection is available.
Loan rate may vary, and is based on term and approved credit.
To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.

If your recreational plans include snowmobiles, jet skis, boats, all-terrain vehicles, campers and more, Ascentra Credit Union can help you finance your purchases.
Finance your new or used recreational vehicles including, snowmobiles, jet skis, boats, all-terrain vehicles, ATCs, campers and more for up to 36 months.
New vehicles may be financed up to the list price.
Used vehicles can not exceed three years old and may be financed to the current NADA book wholesale value figure, with consideration for options.
Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
Loan payment protection is available.
Loan rate may vary and is based on term and approved credit.
To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.