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Home Equity Loans

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Home Equity Line of Credit

  • Borrow up to 100% of the equity in your home for bill consolidation, home improvements, education expenses, or to finance a car, boat, or other vehicle.
  • Gives you a line of credit from $5,000 to $250,000 and low variable interest rate.
  • Take up to 15 years to pay off the loan.
  • Interest paid on the loan may be tax deductible
  • Cash advances and payment protection available.
  • Loan interest rate is reviewed quarterly and may vary.
  • Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
  • To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.
  • Check with your tax adviser on tax-deductible interest.
  • Loan approval based on insurability.
  • Ascentra Credit Union is an Equal Housing Lender.
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Home Equity Fixed Loan

  • These quick and easy loans can be used for home improvements and more. 
  • Borrow between $2,500 and $35,000 for up to seven years at a low fixed interest rate.
  • Borrow up to 100% of your home's equity.
  • Repayment terms of up to 10 years.
  • Interest paid may be tax deductible.
  • Payment protection is available.
  • Loan payments may be conveniently made through Payroll Deduction or Automatic Transfer from your Ascentra Credit Union share draft checking or savings account.
  • To apply for a loan, use the Loan Application; call our offices at (563) 355-0152 or (800) 426-5241, Ext. 1; or stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine.
  • Check with your tax adviser on tax-deductible interest.
  • Loan approval based on insurability.
  • Ascentra Credit Union is an Equal Housing Lender.